Car Accident Loans in California

California’s Top Pre-Settlement Funding Specialists

Car accidents are among the leading causes of serious injury in the United States. Millions of car accident victims are left unable to work and keep up with the costs of living. Many fall into the trap of applying for a car accident lawsuit loan, which often carry predatory interest rates and penalties that can spell disaster if the lawsuit drags on, or doesn’t resolve in the victim’s favor. Fortunately, there is a risk-free option to get you back on your feet while you wait for your case to resolve.

Legal Funding vs Lawsuit Loans for Car Accident Victims

FCA Legal Funding provides legal funding within 24 hours to help you stay on top of your expenses while you recover from your injuries. Car accident lawsuit loans may typically have high-interest rates, require collateral, credit checks, employment checks & more. Not just that, you may be required to pay back your lawsuit loan whether you win or lose your case.  According to California Civil Code § 1913,

“A borrower of money, unless there is an express contract to the contrary, must pay the amount due in such money as is current at the time when the loan becomes due, whether such money is worth more or less than the actual money lent.”

With FCA Legal Funding, you will receive a car accident cash advance with no hidden fees, out-of-pocket payments, or upfront payments. The entire process is paperless and risk-free. Even if you lose your case, you still win with FCA Legal Funding because you get to keep the money. If you win your case, your repayment is based on the length of your recovery period.

Injured and Need Cash Now? Apply & Get Pre-Settlement Funding for Car Accidents

Types of Car Accidents

There is a great potential for danger every time you get in a car. If you have been injured in a car accident, chances are it was one of these types of crashes:

Head-On Collision

Can occur when a vehicle strays from a lane, leaves a roadway, or crosses the centerline. The impact equals the combined speed of both vehicles. In 2005, head-on collisions represented 2% of U.S. car accidents, but over 10% of fatal crashes.

Hit & Run Accidents

You’re suddenly struck and injured, yet the driver who hit you fled the scene. Who is going to compensate you for your injuries, medical bills, and lost work? If you need car accident legal funding, we’re here to help so you can build your case.

Cell Phone Usage Car Accident:

In the U.S., more than 330,000 car accidents, or 1 out of 4, are caused by texting while driving every year. If you’re one of the 421,000 people injured by a distracted driver, accident cash advances can help get you through the case.

Rear End Collision

Occurs when a driver is following you too closely or isn’t paying attention. Although this is quite common, it’s usually not fatal and tends to happen in slow traffic.

T-Bone Crashes

Dangerous collisions that often happen at intersections. Usually, a car traveling in a different direction from the other runs a red light or stop sign or turns into oncoming traffic.

Low Speed Collisions

Crashes that occur at speeds under 10 mph. Often occurring in parking lots or other places obstacles are present, they can be very dangerous.

Defective Product Accidents

Defective products may cause sudden, and catastrophic, accidents, and can include:
● Tires
● Wheels
● Brakes
● Air bags
● Steering components
● Fuel system parts
● Wipers
● Seats

Speeding Accidents

Speeding increases stopping distance, crash severity, and the risk of losing control, whether exceeding the legal limit or driving too fast in poor road conditions.

Single Car Accidents

Even if you are the only driver involved, road conditions, construction dangers, poorly placed signs, ice patches, or defective car parts may be the cause.

Sideswiped Collision

Usually the fault of the driver who hit you, a sideswipe accident can be hard to prove due to the angle of collision. Instead of car accident loans, get a car accident cash advance so a lawyer can prove who was at fault.

Car Accident Coverage

Once you secure legal funding and can follow through with your case, the types of insurance coverage (usually the at-fault driver’s) you can benefit from include:

Bodily Injury Liability

Financial coverage for everything from minor bumps and bruises to medical expenses for major injuries. It can help pay for lost-income, nursing care, pain and suffering, and funeral costs as well.

Property Damage Liability

The defendant’s coverage may pay for fixing damage to your vehicle, even if they’re partially at fault. It can cover damage to a car, house, or other personal property such as a fence or lamppost.

Medical Payment Coverage

An optional part of an auto insurance policy, it can help pay for doctor/hospital visits, surgery, X-rays, prostheses, ambulance fees, professional nursing services, and health insurance deductibles and copays.

Comprehensive Coverage

Covers the cost of replacing or repairing a vehicle if there’s damage that’s not caused by a collision. It often covers damage due to fire, floods, falling objects, vandalism, and natural disasters.

Collision Coverage

Can protect a motorist if they hit another car, a stationary object, or something/someone hits the vehicle when it’s parked, so you avoid paying costly repair or replacement fees.

Uninsured Motorist Coverage

If the driver at fault has no insurance coverage, this can help pay for medical bills and car repairs without paying out of pocket. Uninsured and underinsured coverages are often bundled together as one form of insurance protection.

Reasons to Get Legal Funding for a Car Accident

Recovering from a car accident is a trying time. Legal funding can help carry you through obstacles including:

  • Recovery from injuries
  • Inability to work
  • Delays or complications in your lawsuit
  • Insurance company low-balling
  • Trouble applying for car accident lawsuit loans

The FCA Legal Funding process is easy and risk-free. Don’t fall victim to the hidden fees and exorbitant interest rates of standard auto accident lawsuit loans. With a cash advance, you only pay back the money if you win. It costs nothing to apply, and you can receive pre-settlement funding within 24 hours.

Legal Funding & Pre-Settlement Funding for Drivers in a Car Accident

A car accident can result from a variety of factors outside of the driver’s control. The opposing driver may be texting, under the influence, or otherwise distracted or impaired. Road conditions may be hampered by downed power lines, fog, heavy snow or rain, obscured signs, or debris. Sudden mechanical failure can also contribute to an accident. These and other variables can contribute to negligence and result in injury to an unsuspecting driver. FCA Legal Funding can provide pre-settlement funding for injured drivers waiting for their personal injury case to resolve. There’s no risk to you, and you’ll avoid being trapped by typical predatory structured settlement loans, lawsuit loans & injury loans

Legal Funding for Passengers in a Car Accident

Passengers injured in a car accident generally have an easier time winning a personal injury case than drivers. Depending on who bears fault, you can file a third-party claim against either or both drivers involved. As an injured passenger, it’s vital to collect the insurance information from both drivers and contact a personal injury attorney as soon as possible. Evidence in these cases is time-sensitive and you may not have a case if you wait too long to file a claim. In addition, you can contact FCA Legal Funding to receive cash funding and avoid the pitfalls of car accident settlement loans or other predatory lawsuit loans.

How to Qualify for Car Accident Legal Funding

To be eligible for a cash advance, you must have suffered an injury resulting from a car accident for which you were not at fault. Next, you must retain a personal injury attorney to handle your personal injury case. Finally, you must apply with FCA Legal Funding and provide details of your case. We will speak with your attorney for more information and determine how much legal funding to offer you.

Car Accident Legal Funding FAQs

What is a car accident loan?

Car accident lawsuit loans typically require a credit and employment check, without much regard to your injury or condition. Legal funding, on the other hand, is awarded based on your case and is only paid back if you receive a settlement.

How long will my car accident legal funding take?

FCA Legal Funding begins assessing your case as soon as you submit an application. Once we are in contact with your attorney, you can receive funds within 24 hours.

Do I need a lawyer to get legal funding for my car accident?

Yes. Your attorney is our point of contact in determining the scope of your claim and how much your car accident lawsuit advance will be. Also, interest rates are determined by the risk associated with each individual case.

Who will cover the repairs of my car accident?

You can use the cash advance to pay for repairs, but if another driver is at fault, their insurance company will likely be responsible for paying the cost of damages.

What can I use this legal funding for?

Legal funding can be used to pay medical bills, therapy costs, for medications, or daily expenses such as groceries, travel, or even your rent and utilities. There is no limit to what you can use it for.

Get Your Car Accident Cash Advance Today

Apply now to get the car accident legal funding process started. Remember, there is no fee to apply, and no upfront costs. Pay us back only if your case wins!

Also, learn more about our Cash Out Program to accelerate your accident settlement and the Lawsuit Cash Advance REFI Program to refinance a previous advance, both of which offer additional flexibility while your lawyer fights for your settlement.

 

FCA Legal Funding comes highly-rated due to our professional customer service & fast 24-hour cash advance for a variety of accidents. Browse our reviews to see what our customers have to say!

WHY IS LEGAL FUNDING BETTER?

Get our Free Legal Funding Guide
instantly, via email!
SEND IT NOW
close-link
GET FREE AUDIT