California’s Top Pre-Settlement Funding Specialists

Car accidents are among the leading causes of serious injury in the United States. Millions of car accident victims are left unable to work and keep up with the costs of living. Many fall into the trap of applying for a car accident lawsuit loan, which often carry predatory fees and penalties that can spell disaster if the lawsuit drags on, or doesn’t resolve in the victim’s favor. Fortunately, there is a risk-free option to get you back on your feet while you wait for your case to resolve.

Legal Funding vs Lawsuit Loans for Car Accident Victims

“A borrower of money, unless there is an express contract to the contrary, must pay the amount due in such money as is current at the time when the loan becomes due, whether such money is worth more or less than the actual money lent.”

With FCA Legal Funding, you will receive a car accident cash advance with no hidden fees, out-of-pocket payments, or upfront payments. The entire process is paperless and risk-free. Even if you lose your case, you still win with FCA Legal Funding because you get to keep the money. If you win your case, your repayment is based on the length of your recovery period.

FCA Legal Funding provides legal funding within 24 hours to help you stay on top of your expenses while you recover from your injuries. Car accident lawsuit loans may typically have high fees, require collateral, credit checks, employment checks & more. Not just that, you may be required to pay back your lawsuit loan whether you win or lose your case. According to California Civil Code § 1913,

Types of Car Accidents

There is a great potential for danger every time you get in a car. If you have been injured in a car accident, chances are it was one of these types of crashes:

Car Accident Coverage

Once you secure legal funding and can follow through with your case, the types of insurance coverage (usually the at-fault driver’s) you can benefit from include:

Reasons to Get Legal Funding for a Car Accident

Recovering from a car accident is a trying time. Legal funding can help carry you through obstacles including:

  • Recovery from injuries
  • Inability to work
  • Delays or complications in your lawsuit
  • Insurance company low-balling
  • Trouble applying for car accident lawsuit loans

The FCA Legal Funding process is easy and risk-free. Don’t fall victim to the hidden and exorbitant fees of standard auto accident lawsuit loans. With a cash advance, you only pay back the money if you win. It costs nothing to apply, and you can receive pre-settlement funding within 24 hours.

Legal Funding for Passengers in a Car Accident

Passengers injured in a car accident generally have an easier time winning a personal injury case than drivers. Depending on who bears fault, you can file a third-party claim against either or both drivers involved. As an injured passenger, it’s vital to collect the insurance information from both drivers and contact a personal injury attorney as soon as possible. Evidence in these cases is time-sensitive and you may not have a case if you wait too long to file a claim. In addition, you can contact FCA Legal Funding to receive cash funding and avoid the pitfalls of car accident settlement loans or other predatory lawsuit loans.

Legal Funding & Pre-Settlement Funding for Drivers in a Car Accident

A car accident can result from a variety of factors outside of the driver’s control. The opposing driver may be texting, under the influence, or otherwise distracted or impaired. Road conditions may be hampered by downed power lines, fog, heavy snow or rain, obscured signs, or debris. Sudden mechanical failure can also contribute to an accident. These and other variables can contribute to negligence and result in injury to an unsuspecting driver. FCA Legal Funding can provide pre-settlement funding for injured drivers waiting for their personal injury case to resolve. There’s no risk to you, and you’ll avoid being trapped by typical predatory structured settlement loans, lawsuit loans & injury loans

How to Qualify for Car Accident Legal Funding

To be eligible for a cash advance, you must have suffered an injury resulting from a car accident for which you were not at fault. Next, you must retain a personal injury attorney to handle your personal injury case. Finally, you must apply with FCA Legal Funding and provide details of your case. We will speak with your attorney for more information and determine how much legal funding to offer you.

Car Accident Legal Funding FAQs

Car accident lawsuit loans typically require a credit and employment check, without much regard to your injury or condition. Legal funding, on the other hand, is awarded based on your case and is only paid back if you receive a settlement.

FCA Legal Funding begins assessing your case as soon as you submit an application. Once we are in contact with your attorney, you can receive funds within 24 hours.


Yes. Your attorney is our point of contact in determining the scope of your claim and how much your car accident lawsuit advance will be. Also, interest rates are determined by the risk associated with each individual case.


You can use the cash advance to pay for repairs, but if another driver is at fault, their insurance company will likely be responsible for paying the cost of damages.

Legal funding can be used to pay medical bills, therapy costs, for medications, or daily expenses such as groceries, travel, or even your rent and utilities. There is no limit to what you can use it for.

Get Your Car Accident Cash Advance Today

Apply now to get the car accident legal funding process started. Remember, there is no fee to apply, and no upfront costs. Pay us back only if your case wins!

Also, learn more about our Cash Out Program to accelerate your accident settlement and the Lawsuit Cash Advance REFI Program to refinance a previous advance, both of which offer additional flexibility while your lawyer fights for your settlement.

FCA Legal Funding comes highly-rated due to our professional customer service & fast 24-hour cash advance for a variety of accidents. Browse our reviews to see what our customers have to say!