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Personal Injury Lawsuit Loans in California

How Auto Accident Legal Funding Works

Your Bills Won’t Wait for Your Personal Injury Settlement. Get Pre-Settlement Funding to Cover Your Expenses Now.

A personal injury loan is a non-recourse financial option that, unlike a traditional loan, is not based on your credit or income. Approval is determined by the strength of your case. The benefits of a personal injury lawsuit loan from Fund Capital America include:

We Fund All Types of Personal Injury Claims

If you need help paying for medical care and living expenses, Fund Capital America can provide pre-settlement funding for your personal injury claim. Our financial options are available to anyone with a pending legal case involving a:

Car Accident

Millions of people are injured in car accidents each year. Head-on collisions, T-bone crashes, and speeding accidents are among the most dangerous. But accidents that involve driving under the influence and texting while driving cause far too many avoidable injuries and deaths in the U.S.

Bus Accident

Bus passengers, bus drivers, occupants of other vehicles hit by a bus, or pedestrians may be eligible for legal funding in a bus accident case.


Motorcyclists lack physical protection and are at risk of severe accident injuries caused by at-fault drivers, dangerous weather conditions, or poor visibility. Victims often face long recovery times, ongoing care, and high financial losses.


Bicycle accident injuries range widely in severity. If an accident is caused by an opposing vehicle, its weight and high rate of speed can contribute to catastrophic and sometimes life-threatening injuries.

Dog Bites

A dog bite or attack can cause physical and emotional harm to a victim. The dog owner may be liable if they failed to obey leash laws and improperly trained the animal.

Commercial Truck

We provide funding for accident cases involving semi-trucks, tractor-trailers, and other large trucks that can cause catastrophic damage to smaller vehicles and severe and life-changing injuries.

Pedestrian Accidents

The physical, emotional, and fiscal toll a pedestrian accident can have on a victim and their families is especially high. A motor-vehicle driver may be liable for damages. However, property owners and local governments can face liability if they failed to maintain safe walking conditions.

Railroad Accident

The size, weight, and speed of a moving train can contribute to severe injuries to passengers, occupants of vehicles struck by the train, and any pedestrians impacted by it or any debris.

Premises Liability

Unsafe conditions such as slippery surfaces, broken/uneven concrete, heavy unsecured items, and an absence of safety barriers/warnings can cause injuries that lead to a premises liability case and the need for a personal injury loan.

Product Liability

Faulty automobile parts, harmful food products, defective consumer items, unsafe medical devices, and dangerous drug lawsuits are just some types of product liability claims that can result in high-value settlements.

Construction Accident

A construction worker or pedestrian may be injured by a falling object, fire, explosion, electrocution, or exposure to toxic fumes, airborne mold, or asbestos. Falls due to missing barriers, broken stairs, collapsed scaffolding, and a lack of fall protection equipment also occur.

Medical Malpractice

If a health care provider makes an error in diagnosing or treating a patient, causing them harm, they may be liable to pay for resulting care and, in some cases, incur punitive damages.

Nursing Home Negligence

Aside from physical abuse, examples of nursing home negligence include disregarding a patient’s basic needs, not tending to their personal hygiene, and causing them mental distress.

Police Brutality

Physical harm, verbal abuse, intimidation, and false arrests are some ways victims can be harmed by unnecessary police force. A plaintiff in a police brutality case may be eligible for legal funding.

Nursing Home Negligence

Aside from physical abuse, examples of nursing home negligence include disregarding a patient’s basic needs, not tending to their personal hygiene, and causing them mental distress.

Police Brutality

Physical harm, verbal abuse, intimidation, and false arrests are some ways victims can be harmed by unnecessary police force. A plaintiff in a police brutality case may be eligible for legal funding.

Why Should I Apply for a Personal Injury Loan?

If another party caused an accident that resulted in a serious injury, you may be eligible to recover financial compensation. But filing a personal injury claim requires hiring an attorney. Settling a case can take lots of time and effort, even if you have a strong case that’s likely to win. 

Meanwhile, you may be unable to work or earn wages. Medical and repair bills are piling up on top of rent, mortgage payments, utilities, and other expenses being due. This is quite stressful, especially when your personal injury settlement may be months or even years away.

How Do I Qualify for a Personal Injury Lawsuit Loan?

We carefully evaluate each application on an individual basis. The facts of your case and its chances of winning determine whether you’ll be approved. If you’ve been seriously injured due to another party’s negligence or recklessness, you can qualify for a personal injury loan if:

  • You were injured in an automobile, pedestrian, slip and fall, or other accident that wasn’t your fault.
  • You have retained a lawyer who has filed a personal injury claim and gathered the required documents.
  • You apply for a personal injury lawsuit loan with Fund Capital America and, based on facts obtained from your attorney, we determine the case is likely to win.

Types of Injuries That Can Qualify You for Funding

We provide personal injury lawsuit loans for cases involving wrongful death. Burn injuries, broken bones, traumatic brain injuries, cuts and lacerations, limb amputations, crush injuries, and internal organ damage are just some injuries that can require extensive medical treatment and ongoing care. You can qualify for pre-settlement funding if someone else’s negligence or wrongful conduct led to such harm.

What Determines How Much We Offer?

When you apply for a personal injury loan, we’ll look at the facts of your case and speak to your attorney. We’ll review police reports, accident repair receipts, and medical bills. These help estimate the value of your claim. After we speak with your lawyer, our underwriter will determine how much to offer, which will be a percentage of your expected settlement amount. You can choose to accept as much of it as you need.

What Does Legal Funding Cover?

There are no restrictions on how you can use a personal injury lawsuit loan. It can cover the costs of:

  • Emergency medical care
  • Surgery
  • Physical therapy
  • Medications
  • Lost wages
  • Groceries
  • Travel
  • Litigation

How Do I Apply for a Personal Injury Loan?

Fund Capital America has a simple online form that takes just minutes to complete. We’ll contact you regarding your application and discuss the case with your attorney. There’s no credit check or employment verification. The process is completely paperless and requires no upfront payments.  We can often provide a cash advance in as little as 24 hours.

What Does a Personal Injury Loan Cost?

The cost of your cash advance depends on a few factors, including the amount of damages, the treatment you received, your percentage of liability, and insurance coverage. The interest rate on the loan is determined by the risk the lender takes on. Stronger cases closer to a settlement are less risky, while claims with less evidence, that don’t involve much medical care, and are in their beginning stages bring more risk.

Why Is Lawsuit Funding Better Than a Traditional Loan?

Traditional loans require a credit check, income history review, and collateral to back the loan. And you must immediately begin paying back what you borrowed, regardless of your health or financial situation. Lawsuit funding is term-based and there are no out-of-pocket payments. It’s a non-recourse cash advance that’s paid back out of the proceeds of your future settlement. You’re not obligated to repay if your case loses or settles for less than you owe. Our personal injury loans are completely risk-free.

Stakeholders | FCA

Apply with Fund Capital America Today

Once you submit our online form, you can be pre-qualified for a non-recourse personal injury lawsuit loan in just five minutes. You may receive a cash advance on the same day if your attorney is available to speak with us. Our friendly representatives are ready 24/7 to answer your questions and provide support. To get started, apply now or call (855) 870-2274.

Has your case settled, but you still haven't received your settlement check? apply for post-settlement funding with fca legal funding


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