Understanding The California Legal Funding Process

Chances are, legal funding is a much simpler process than you think.  Before looking into obtaining settlement funding, however, you need to make sure that you have already retained a personal injury attorney to handle your accident claim.  Settlement funding is not for the purpose of paying for an attorney.  An attorney will not be paid up front for injury claims.

Once this is in place, you should fill out our online form which outlines the basic details of your accident.  We combine this information with data we collect from your attorney to determine what a fair amount of funding would be to offer you.

We will then make you a funding offer, of which you may accept as much as you think is necessary to sustain you through the litigation process.  This cash funding is typically sorely needed by clients who have bills to pay and are often unable to work because of the injuries sustained in the accident.


No Win
No Repayment


Pay Nothing Out of Pocket

Paperless Process

Same Day Funding

Term Based Payback

When does settlement funding come into play?

Once you have retained an attorney, this is the time to speak with FCA Legal Funding about getting a lawsuit cash advance.  You need to give your attorney the time they need to litigate effectively rather than settling early to obtain your settlement, and because such injury claims can take so long, pre-settlement funding is the optimal way to get a cash advance on your settlement so you can pay your bills and living expenses until your case is resolved.

Your attorney will begin a preliminary investigation to determine 3 things:

  • Who is responsible for the accident?
  • What injuries were caused by the accident?
  • Who is the insurance provider that should issue compensation?

Your attorney will make use of all relevant case information and documentation such as records, police reports, medical statements, and other related evidence compiled in an attempt to resolve the claim without the need for courtroom litigation to ensure a quicker settlement.

Your attorney may send a Demand Package to the insurance company if they believe an easy settlement is possible, otherwise they will file suit against the insurance company. The insurance company then assesses the claim and makes an initial settlement offer. Only in rare cases will the insurance company offer the maximum amount of the insurance policy. You, as the injured party, may decide to accept the settlement or not.

If the insurance company is unwilling to offer you the financial compensation you deserve, your attorney can file a formal injury lawsuit which could eventually bring your case to court.

Mediation is a way of resolving disputes between attorneys who are attempting to land on an agreeable settlement amount. A judge may order Mediation before proceeding to trial wherein a third party, or Mediator, assists in helping parties reach a settlement. Once a settlement is reached, the insurance company issues compensation within weeks and the lawsuit is dropped.

Otherwise, the case may be tried before a judge or a jury depending on the extent of the claim. A trial can last days or months or even years and can cost a lot of money in lawyer fees. There is no way to accurately predict the outcome of the case, and insurance companies typically have huge budgets to pay elite attorneys.

Obtain Pre-Settlement Funding with FCA Legal Funding

For those seriously injured in an accident, FCA Legal Funding can work directly with you and your attorney to forward you the cash you need within 24 hours of filling out our online application.  There is no paperwork involved and no credit check is required.  Your cash advance is based solely on the merits of your case!  In the event that your case is lost, you won’t have to repay anything, so get started today.

If you or anyone you know is injured in an accident that was not your fault, we can help

Legal Funding Process in California

The legal funding process in California is simple: the complainant, or injured party, contacts FCA Legal Funding for financial assistance with paying their expenses while unable to work.  The latter would then request detailed case documentation from the complainant’s attorney.  

The entire process is paperless.

Once all the information is gathered, it is carefully reviewed by FCA Legal Funding to determine the viability of the case. Once approved, a drafted agreement is sent to the complainant and their attorney. During the process, the funds are sent to be used as needed by the applicant.

What are the benefits of legal funding?

Pay nothing out of pocket— Unless you win your case or get a settlement amount, there is no obligation to pay us back.  We assume all the risk.

You owe nothing if you don’t win your case.  Payment only comes out of the award or settlement amount.

Our share of the case’s potential award or settlement varies according to several factors.

No credit check or job verification is required to apply for pre-settlement funding.  We accept cases based solely on the merits of the case.

Submit An Online Application

Provide Case Information

Get an Offer

Get a lawsuit cash advance from FCA Legal Funding

Complete the application below in just a few minutes and get funding decision within 24 hours.

Thank God for Fund Capital America!! I was injured and could not work. The advance they gave me made me able to get through the long process of my lawsuit comfortably!! I would recommend them to anyon  


Sarah Y



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