LEGAL FUNDING FAQS
What is Legal Funding?
It is a simple process, designed to help you access cash NOW so you don’t have to force your personal injury attorney to settle the case EARLY for just Pennies you could be entitled to WHAT YOU DESERVE.Learn More:
- About Us
- How Legal Funding Works
- Settlement Funding 101
- Cases We Fund
How to Get Legal Funding?
It is a simple process designed to help you access cash now so you don’t have to force your personal injury attorney to settle early for just pennies. You can be entitled to what you deserve. So what are the requirements? If you have been involved in an accident that was not your fault and have hired a personal injury lawyer to fight for your rights & compensation, then you may qualify for a cash advance. That’s right, you don’t have to wait for your case to settle to access money you’re entitled to. This is not a loan. You don’t pay back monthly! Only when and if the case settles.
Personal Injury Claims may take as little as 6 months to settle to as much as 3 years if not more.
With an ongoing claim, you may qualify for a cash advance from as much as $500 to a $100,000 dollars that could be in your account the same day you apply! That’s right, same day!
How do you get started? It’s easy and only takes a few minutes.
- Step 1: Submit a simple online application Step
- Step 2: Tell us about your injury claim & and the attorney who’s representing you.
- Step 3: Receive an offer!
The entire application process takes just minutes and funding usually takes less than 24 hours.Remember: If you don’t Win, You Don’t Pay! Call FCA & Get Your Cash Today Learn More:
- How It Works
- Do I Qualify?
- This is not credit based, so no credit is needed.
- There is no obligation to accept the funds once they are approved.
- Most importantly, this is NOT a Loan. If you don’t win your case, you don’t pay a penny. I’ll say that again, if you don’t win your case, you owe us nothing, so there’s no risk
What Are The Requirements for
If you have been involved an accident that was not your fault and have hired a personal injury lawyer to fight for your rights & compensation, then you may qualify for a cash advance.Learn More:
- How Legal Funding Works Settlement Funding 101
Legal Funding vs. Lawsuit Loan
FCA Legal Funding is California’s leading personal injury plaintiff lawsuit funding specialist. Our years of experience with the personal injury legal process led us to develop a Financial Relief Program that assists both the plaintiff and the law firm in obtaining funds to cover the plaintiff’s everyday expenses until their case settles.
Wronged parties are often pressured into settling lawsuits sooner at much lower settlement sums than what they actually deserve. With our Los Angeles lawsuit funding and personal injury cash advance, we keep this from happening to our clients by taking the pressure off the claims process so our clients have a much better chance at obtaining fair compensation.
This is not a loan! You don’t pay back monthly, only when and IF the case settles.Learn More:
- Lawsuit Loan Risks
- Settlement Funding vs. Lawsuit Loans
No fees are charged to apply for legal funding. Just submit your application along with all relevant information and our underwriter will review your case. FCA Legal Funding has made the process as simple as possible. There are no hidden fees, no upfront payment, and no out-of-pocket payment.
No. A pre-settlement cash advance is not credit based. You don’t need credit, so no credit check is required, nor does poor credit affect your eligibility for lawsuit funding in California. Acceptance and the funding amount are determined by the facts of the case, not your finances, so you need not submit any personal financial information to us. A lawsuit loan, on the other hand, often requires an extensive credit check and examination of your financial circumstances, both past and present.
Pre-Settlement Funding Vs. Lawsuit Loans
If for some reason you don’t win, you don’t repay the funds. You don’t have to worry about paying monthly installments and have the full access to money you receive upon approval. There is no risk involved. Repayment is based only on the length of recovery and the time of your case to settlement.
You may receive a second round or possibly monthly installments, and/or advances as your case progresses through the life of the claim as a a settlement funding depending on your situation. Just apply again and we’ll get back to see if you qualify. Recent personal injury clients have received funding twice, including an individual who was left unable to work after an automobile accident and later required surgery, which resulted in further time off and a need for financial support. Prior funding does not impact your eligibility to apply a second time.
The money may be used to pay the rent or bills that have been piling up. An accident may leave you unable to work, which can make it difficult to pay for basic essentials, let alone bills.
Hospitalization, medical treatments, and a variety of obligations after an accident and while pursuing legal action can take up valuable time, and the bills may keep piling up. You may need to pay to fix your car, make car payments, or need funds to travel to treatments or manage family obligations.
Yes. We contact your personal injury lawyer once we receive the information you provide on your application. The attorney representing you will discuss the details of your case, so we know your needs for pre-settlement funding and can determine an exact amount to offer. You’re not obligated to accept the offer, and there are no hidden fees, no upfront payments and no out of pocket payments to apply for or accept direct funding from us.
Repayment is term-based, and based on the time you use the money. It is also based on the length and amount of recovery, and the time of your case to settlement. Unlike lawsuit loans and settlement loans, there is no risk of going into default. When your case wins, a portion of your settlement amount goes towards repayment as predetermined and agreed to through the repayment schedule, which is usually a small percentage of the total settlement.
We are a DIRECT FUNDER… There is no middleman. Once we receive your details and speak to your personal injury attorney, we will get back to you directly. You’ll correspond directly with our team, and be able to continue working with your personal injury lawyer until a fair settlement is reached.
No. There are no upfront fees to apply; the online application process is totally free and there is no obligation to accept approved funds.
No. There is no application fee. We process your request directly, so there’s no middleman to pay either. And remember-no win, no repayment.
You can get anywhere from $500 to as much as $100,000 in 24 hours. You can decide on how much funding you need and can choose to accept or deny our offer for same day funding at no charge.
- There’s no credit check, so bad credit or no credit don’t affect our decision.
- If your case doesn’t win, then you don’t pay us back.
- We offer three types of advances—a one-time lump sum payment, monthly installments, and advances as your case progresses.
- No hidden fees, costs, or upfront, out-of-pocket payments.
- Low interest rates compared to a settlement loan.
- Direct funding
- No middleman
The information you provide in your online application goes directly to us. We will then contact your personal injury attorney to learn the facts of your case. You should make sure your lawyer and their team are aware of your need for a cash advance so that they cooperate and make the process more efficient. Our underwriter looks at all the details, so we can offer you legal funding within 24 hours of talking to your attorney. FCA Legal Funding will then email a contract to them that you can look over and determine how much funding is required based on your needs. Once you accept the offer, and all parties (lawyer and you) sign the advance agreement, the funds will be released via UPS, Wire or You may pick up funds direct from our offices.
No. We offer legal funding in California regardless of your employment status. Only the circumstances surrounding your case impact eligibility. Banks, on the other hand, look at a long list of personal details including your employment status, income, credit, and other information. If you’ve lost your job as a result of the injury, we can secure funding for you, which is often not the case with pre-settlement loans.
No. The cash is yours to spend, so you can pay rent, medical bills, travel expenses, and for groceries. If you have family obligations, you can use your funds to manage them. Whether you have past due bills or credit cards to pay, the cash advance is available for any financial obligation you need to meet. FCA Legal Funding does not keep track of how you spend it.
Yes. Whenever you apply, we will talk to your personal injury attorney to determine how much to offer. Note that that we will also take into consideration any prior funding before we fund your case as part of evaluation. You can even apply for a second round or even more funding during the life of the case if your financial situation warrants it. We approve your pre-settlement funding request based on individual circumstances and the facts of your case.