LEGAL FUNDING FAQS

What is Legal Funding?

It is a simple process, designed to help you access cash NOW so you don’t have to force your personal injury attorney to settle the case EARLY for just Pennies you could be entitled to WHAT YOU DESERVE.

Learn More:
About Us
How Legal Funding Works
Settlement Funding 101
Cases We Fund

How to Get Legal Funding?

If you have a personal injury claim and you are waiting for a settlement, you don’t have to wait until you case is settled to GET PAID.

Personal Injury Claims may take as little as 6 months to settle to as much as 3 years if not more.

With an ongoing claim, you may qualify for a cash advance from as much as $500 to a $100,000 dollars that could be in your account the same day you apply! That’s right, same day!

 

It is a simple process designed to help you access cash now so you don’t have to force your personal injury attorney to settle early for just pennies. You can be entitled to what you deserve. 

So what are the requirements? If you have been involved in an accident that was not your fault and have hired a personal injury lawyer to fight for your rights & compensation, then you may qualify for a cash advance. 

That’s right, you don’t have to wait for your case to settle to access money you’re entitled to. This is not a loan. You don’t pay back monthly! Only when and if the case settles. 

How do you get started? It’s easy and only takes a few minutes.

Step 1: Submit a simple online application 
Step 2: Tell us about your injury claim & and the attorney who’s representing you.
Step 3: Receive an offer!

The entire application process takes just minutes and funding usually takes less than 24 hours.

Here’s the best part:
• This is not credit based, so no credit is needed.
• There is no obligation to accept the funds once they are approved.
• Most importantly, this is NOT a Loan. If you don’t win your case, you don’t pay a penny. I’ll say that again, if you don’t win your case, you owe us nothing, so there’s no risk.

Remember: If you don’t Win, You Don’t Pay! Call FCA & Get Your Cash Today!

Learn More:
How It Works
Do I Qualify?

What Are The Requirements for Legal Funding? 

If you have been involved an accident that was not your fault and have hired a personal injury lawyer to fight for your rights & compensation, then you may qualify for a cash advance. 

Learn More:
How Legal Funding Works
Settlement Funding 101

Legal Funding vs. Lawsuit Loan

FCA Legal Funding is California’s leading personal injury plaintiff lawsuit funding specialist. Our years of experience with the personal injury legal process led us to develop a Financial Relief Program that assists both the plaintiff and the law firm in obtaining funds to cover the plaintiff’s everyday expenses until their case settles.

Wronged parties are often pressured into settling lawsuits sooner at much lower settlement sums than what they actually deserve. With our Los Angeles lawsuit funding and personal injury cash advance, we keep this from happening to our clients by taking the pressure off the claims process so our clients have a much better chance at obtaining fair compensation.

This is not a loan! You don’t pay back monthly, only when and IF the case settles.

Learn More:
Lawsuit Loan Risks
Settlement Funding vs. Lawsuit Loans

ADDITIONAL FAQS

Does it cost anything to apply for pre-settlement funding?

No fees are charged to apply for legal funding. Just submit your application along with all relevant information and our underwriter will review your case. FCA Legal Funding has made the process as simple as possible. There are no hidden fees, no upfront payment, and no out-of-pocket payment.

Do you require a credit check or financial information?

No. A pre-settlement cash advance is not credit based. You don’t need credit, so no credit check is required, nor does poor credit affect your eligibility for lawsuit funding in California. Acceptance and the funding amount are determined by the facts of the case, not your finances, so you need not submit any personal financial information to us. A lawsuit loan, on the other hand, often requires an extensive credit check and examination of your financial circumstances, both past and present.
Learn More:
Pre-Settlement Funding Vs. Lawsuit Loans

What happens if I lose my case?

If for some reason you don’t win, you don’t repay the funds. You don’t have to worry about paying monthly installments and have the full access to money you receive upon approval. There is no risk involved. Repayment is based only on the length of recovery and the time of your case to settlement.

What happens if I need more money before receiving my settlement?

You may receive a second round or possibly monthly installments, and/or advances as your case progresses through the life of the claim as a a settlement funding depending on your situation. Just apply again and we’ll get back to see if you qualify. Recent personal injury clients have received funding twice, including an individual who was left unable to work after an automobile accident and later required surgery, which resulted in further time off and a need for financial support. Prior funding does not impact your eligibility to apply a second time.

Do all personal injury cases qualify for financing?

The money may be used to pay the rent or bills that have been piling up. An accident may leave you unable to work, which can make it difficult to pay for basic essentials, let alone bills. Hospitalization, medical treatments, and a variety of obligations after an accident and while pursuing legal action can take up valuable time, and the bills may keep piling up. You may need to pay to fix your car, make car payments, or need funds to travel to treatments or manage family obligations.

Learn more:
How Legal Funding Can Help Cover Funeral Expenses
Bills Piling up? Get Through The Summer with Pre-Settlement Funding
Legal Funding When You Can’t Return to Work

Will I need a lawyer representing my lawsuit?

Yes. We contact your personal injury lawyer once we receive the information you provide on your application. The attorney representing you will discuss the details of your case, so we know your needs for pre-settlement funding and can determine an exact amount to offer. You’re not obligated to accept the offer, and there are no hidden fees, no upfront payments and no out of pocket payments to apply for or accept direct funding from us.

How does the repayment process work?

Repayment is term-based, and based on the time you use the money. It is also based on the length and amount of recovery, and the time of your case to settlement. Unlike lawsuit loans and settlement loans, there is no risk of going into default. When your case wins, a portion of your settlement amount goes towards repayment as predetermined and agreed to through the repayment schedule, which is usually a small percentage of the total settlement.

Who will I be working with?

We are a DIRECT FUNDER… There is no middleman. Once we receive your details and speak to your personal injury attorney, we will get back to you directly. You’ll correspond directly with our team, and be able to continue working with your personal injury lawyer until a fair settlement is reached.

Where can I get legal funding?

Apply online, directly on our website or CALL 310-424-5176. Only a few details are required so the process is fast. You can tell us exactly how much you need, and you can get a cash advance in 24 hours.

Are there upfront fees?

No. There are no upfront fees to apply; the online application process is totally free and there is no obligation to accept approved funds.

Is there an application fee?

No. There is no application fee. We process your request directly, so there’s no middleman to pay either. And remember-no win, no repayment.

How much of a cash advance can I get?

You can get anywhere from $500 to as much as $100,000 in 24 hours. You can decide on how much funding you need and can choose to accept or deny our offer for same day funding at no charge.

Why should I choose legal funding over lawsuit loan?

  • There’s no credit check, so bad credit or no credit don’t affect our decision.
  • If your case doesn’t win, then you don’t pay us back.
  • We offer three types of advances—a one-time lump sum payment, monthly installments, and advances as your case progresses.
  • No hidden fees, costs, or upfront, out-of-pocket payments.
  • Low interest rates compared to a settlement loan.
  • Direct funding
  • No middleman

What happens after I submit my application?

The information you provide in your online application goes directly to us. We will then contact your personal injury attorney to learn the facts of your case. You should make sure your lawyer and their team are aware of your need for a cash advance so that they cooperate and make the process more efficient. Our underwriter looks at all the details, so we can offer you legal funding within 24 hours of talking to your attorney. FCA Legal Funding will then email a contract to them that you can look over and determine how much funding is required based on your needs. Once you accept the offer, and all parties (lawyer and you) sign the advance agreement, the funds will be released via UPS, Wire or You may pick up funds direct from our offices.

Do I have to be employed to get a cash advance?

No. We offer legal funding in California regardless of your employment status. Only the circumstances surrounding your case impact eligibility. Banks, on the other hand, look at a long list of personal details including your employment status, income, credit, and other information. If you’ve lost your job as a result of the injury, we can secure funding for you, which is often not the case with pre-settlement loans.

Do you have restrictions on what I can spend my funds on?

No. The cash is yours to spend, so you can pay rent, medical bills, travel expenses, and for groceries. If you have family obligations, you can use your funds to manage them. Whether you have past due bills or credit cards to pay, the cash advance is available for any financial obligation you need to meet. FCA Legal Funding does not keep track of how you spend it.

Can I still apply if I had prior funding from elsewhere?

Yes. Whenever you apply, we will talk to your personal injury attorney to determine how much to offer. Note that that we will also take into consideration any prior funding before we fund your case as part of evaluation. You can even apply for a second round or even more funding during the life of the case if your financial situation warrants it. We approve your pre-settlement funding request based on individual circumstances and the facts of your case.

What areas do you serve?

We serve all of California. Based in Los Angeles, we offer legal funding services for personal injury clients in Anaheim, Long Beach, Irvine, Santa Ana, and Riverside. You can also apply for legal funding in California if you’re in Ontario, Fresno, San Diego, San Francisco, Sacramento, San Jose, or Stockton. We offer financial solutions for clients in all sorts of emergency situations, no matter where in the state they live.

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