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Non-Recourse Legal Funding

Automobile & Food
Recall Lawsuit Funding.

If you were injured by a recalled or defective vehicle, auto part or food product and have a pending personal injury claim, you may be able to access a portion of your anticipated recovery before your case is resolved.

Fund Capital America provides case-based pre-settlement funding for qualifying product liability plaintiffs. Approval focuses primarily on the legal claim—not traditional consumer credit underwriting.

Funding availability, approval, amount, cost and terms depend on the individual claim.
Vehicle on a city street representing an automobile recall legal funding case
Automobile & Food Recall Funding
Case-BasedFunding Review
No TraditionalCredit Check
Non-RecourseLegal Funding
Quick Answer

What is product liability pre-settlement funding?

Automobile and food recall pre-settlement funding is a cash advance based on the potential proceeds of a pending personal injury claim. FCA reviews the claim with the plaintiff's attorney and, if approved, provides funding before the case is resolved. Qualification focuses primarily on the case rather than a traditional credit-based loan application.

Recall & Product Liability Claims

Types of recall-related cases FCA may review.

Recall cases can involve defective vehicles and auto parts, contaminated food, undeclared allergens and other dangerous products. FCA reviews qualifying pending product liability and personal injury claims.

01 / AIRBAGS

Defective Airbags

Claims involving airbags that fail to deploy, deploy unexpectedly or contain defects that contribute to serious injuries.

Explore Recall Funding →
02 / BRAKES

Brake Defects

Vehicle and component claims involving defective braking systems, brake failures or recalled brake components.

Explore Recall Funding →
03 / TIRES

Tire & Component Defects

Claims involving defective tires, steering components, seats, seat belts or other vehicle parts that may cause or worsen a crash.

Explore Recall Funding →
04 / VEHICLE

Vehicle Safety Recalls

Injury claims involving vehicles or components subject to manufacturer or regulatory safety recall action.

Explore Auto Recall Claims →
05 / FOOD

Contaminated Food

Claims involving foodborne illness or injury connected to contaminated food products and bacterial contamination.

Explore Food Recall Claims →
06 / ALLERGENS

Undeclared Allergens

Claims involving food products recalled because allergens or ingredients were not properly disclosed on labeling.

Explore Allergen Claims →
02
How It Works

From accident to funding.

A simple review process centered on the pending legal claim and attorney verification.

01

Apply

Submit basic information about yourself, your attorney and your product liability claim.

02

Verify

FCA coordinates with your attorney to obtain information needed to evaluate the pending claim.

03

Review

The case may be evaluated based on liability, insurance, damages, treatment and anticipated recovery.

04

Fund

If approved and you accept the terms, the required documents are completed and funds can be disbursed.

Get Started
Eligibility

Does my product liability case qualify?

Every claim is different, but these are common factors FCA may review when determining eligibility.

A recalled or defective vehicle, auto part or food product caused your injury.
Another person or company may be responsible.
You have an active personal injury claim.
You are represented by an attorney.
The claim has potential recovery to support funding.
Required case information can be verified.
Check Your Eligibility
Everyday Expenses

What can product liability funding help cover?

A pending injury claim can overlap with medical treatment, missed work and everyday household expenses.

Rent & Mortgage
Groceries
Utilities
Transportation
Car Payments
Medical Expenses
Childcare
Household Costs
Know The Difference

Pre-settlement funding isn't a traditional personal loan.

The underwriting model is tied to the legal claim rather than ordinary consumer lending criteria.

Feature
Traditional Personal Loan
FCA Pre-Settlement Funding
Traditional credit underwriting
Commonly used
Case-focused review
Monthly installment payments
Usually required
Not structured as monthly installments
Primary basis for approval
Borrower credit & income
Underlying legal claim
Connection to settlement
None
Repayment tied to case recovery under agreement terms
Recall Information

Was the vehicle, food or product recalled?

A recall can be important to a product liability claim, but recall status alone does not determine liability or funding eligibility. Your attorney evaluates the facts of the injury and underlying claim.

Vehicle Recalls

Search current vehicle safety recalls by VIN through the National Highway Traffic Safety Administration.

Check NHTSA Recalls →

Food Recalls

Food recalls may involve contamination, pathogens, foreign materials, undeclared allergens and other safety concerns.

FDA Recall Information →

Product Recalls

Federal recall resources help consumers find current safety alerts across multiple product categories.

Search Recalls.gov →
Legal Funding vs. Traditional Loans

Funding is evaluated around the underlying claim.

Traditional loans generally depend on credit, employment, income and scheduled repayment. Pre-settlement funding is different: FCA evaluates the strength and expected value of the pending legal claim.

For approved matters, the advance is provided under the terms of the funding agreement and is repaid from case proceeds if the claim resolves successfully.

Check Your Eligibility
Funding Amount

How much product liability funding can I get?

There is no single amount that applies to every product liability case. Available funding depends on the individual claim and may be influenced by potential case value, liability, insurance coverage, injuries, medical treatment, existing advances and anticipated recovery.

FCA evaluates each application individually.

Get Pre-Qualified
Why FCA

Legal funding built around the case.

Case-Based Review

Evaluation focuses primarily on the pending claim instead of traditional consumer credit underwriting.

Attorney Coordination

FCA works with counsel to obtain the information required to evaluate the legal claim.

Personal Injury Focus

FCA works with personal injury matters, including qualifying product liability claims.

Google Reviews

Trusted by clients and legal professionals.

See what people are saying about their experience working with Fund Capital America.

4.9
★★★★★
Google rating
View FCA on Google →
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Yiqun Jia

Google Review
G
★★★★★

“Their response within 7 mins was impressive! Also, how they deliver the fund within 24 hours was persuasive!!”

K

Kno Lims

Google Review
G
★★★★★

“Happy with the service of Fund Capital America. They are fast, reliable and transparent.”

Want to see more? Read recent feedback directly on Google's FCA business listing.
Read Our Google Reviews
Where FCA Funds Cases

Recall lawsuit funding in California and other states.

Fund Capital America reviews qualifying automobile recall, food contamination and other product liability claims in California and in other states where legal funding is available. Availability and terms can vary by jurisdiction and case.

California

Strong California Coverage

FCA works with qualifying product liability claims handled by personal injury attorneys throughout California, including Los Angeles, Orange County, San Diego, the Inland Empire, Sacramento and the San Francisco Bay Area.

Los AngelesOrange CountySan DiegoInland EmpireSacramentoBay Area
Multi-State

Funding Beyond California

FCA also reviews qualifying recall and product liability claims in other states where legal funding is available. Jurisdiction, claim details and applicable requirements can affect availability.

If your injury happened outside California, FCA can review whether funding is available for your state and pending claim.

View Service Areas
Multi-State Funding

Not just California.

California is an important FCA market, but FCA legal funding is not limited to California. Qualifying product liability claims may be reviewed in multiple states where funding is available.

Because legal funding requirements can vary by state, FCA evaluates each claim based on the applicable jurisdiction and the circumstances of the case.

Check Your State
03
Recall Lawsuit Funding FAQ

Automobile and food recall funding questions.

Clear answers about product recall claims, qualification and pre-settlement funding.

What is automobile or food recall lawsuit funding?

It is a non-recourse pre-settlement cash advance based on the potential proceeds of a qualifying pending product liability or personal injury claim. FCA evaluates the underlying case with the claimant's attorney.

Can FCA fund a claim involving a recalled vehicle or defective auto part?

Potentially. FCA may review qualifying claims involving injuries allegedly caused or worsened by defective vehicles or components, including airbags, brakes, tires and other safety-related parts.

Can FCA fund a food contamination or food recall case?

Potentially. Qualifying claims involving contaminated food, foodborne illness, undeclared allergens or other dangerous food products may be reviewed when the claimant has a pending legal claim and attorney representation.

Does a product have to be officially recalled for my case to qualify?

Not necessarily. Recall status can be relevant evidence, but product liability claims can involve alleged defects even when a formal recall has not been issued. FCA evaluates the pending legal claim rather than recall status alone.

Do I need an attorney?

Yes. FCA generally works with represented claimants because the attorney provides case information needed for review.

Does FCA check my credit?

FCA describes its legal funding as case-based rather than traditional consumer lending, and it does not require a traditional credit or employment check.

What can pre-settlement funding be used for?

Funding can provide financial flexibility for rent, groceries, utilities, transportation, medical costs, ongoing care and other household obligations while the case is pending, subject to the funding agreement.

Does FCA provide recall lawsuit funding in California?

Yes. FCA reviews qualifying automobile recall, food contamination and other product liability claims in California, including matters handled by attorneys across Southern California, the Bay Area, Sacramento and other California communities.

Does FCA fund recall and product liability cases outside California?

Yes. FCA also reviews qualifying claims in other states where legal funding is available. Eligibility, terms and availability can vary by jurisdiction and case.

Explore More Cases

Other cases FCA funds.

Cases We Fund Browse all case types
Start Your Application

Your case is pending.
Your life isn't.

If you're represented by an attorney and have a pending product liability injury claim, see whether you may qualify for pre-settlement funding from Fund Capital America.

Start Your Application
Funding availability, approval, amounts, costs and terms depend on the individual case and applicable requirements. This page provides general information and is not legal or financial advice. Review all agreements, fees, disclosures and repayment terms before accepting legal funding.