Defective Airbags
Claims involving airbags that fail to deploy, deploy unexpectedly or contain defects that contribute to serious injuries.
Explore Recall Funding →If you were injured by a recalled or defective vehicle, auto part or food product and have a pending personal injury claim, you may be able to access a portion of your anticipated recovery before your case is resolved.
Fund Capital America provides case-based pre-settlement funding for qualifying product liability plaintiffs. Approval focuses primarily on the legal claim—not traditional consumer credit underwriting.

Automobile and food recall pre-settlement funding is a cash advance based on the potential proceeds of a pending personal injury claim. FCA reviews the claim with the plaintiff's attorney and, if approved, provides funding before the case is resolved. Qualification focuses primarily on the case rather than a traditional credit-based loan application.
Recall cases can involve defective vehicles and auto parts, contaminated food, undeclared allergens and other dangerous products. FCA reviews qualifying pending product liability and personal injury claims.
Claims involving airbags that fail to deploy, deploy unexpectedly or contain defects that contribute to serious injuries.
Explore Recall Funding →Vehicle and component claims involving defective braking systems, brake failures or recalled brake components.
Explore Recall Funding →Claims involving defective tires, steering components, seats, seat belts or other vehicle parts that may cause or worsen a crash.
Explore Recall Funding →Injury claims involving vehicles or components subject to manufacturer or regulatory safety recall action.
Explore Auto Recall Claims →Claims involving foodborne illness or injury connected to contaminated food products and bacterial contamination.
Explore Food Recall Claims →Claims involving food products recalled because allergens or ingredients were not properly disclosed on labeling.
Explore Allergen Claims →A simple review process centered on the pending legal claim and attorney verification.
Submit basic information about yourself, your attorney and your product liability claim.
FCA coordinates with your attorney to obtain information needed to evaluate the pending claim.
The case may be evaluated based on liability, insurance, damages, treatment and anticipated recovery.
If approved and you accept the terms, the required documents are completed and funds can be disbursed.
Every claim is different, but these are common factors FCA may review when determining eligibility.
A pending injury claim can overlap with medical treatment, missed work and everyday household expenses.
The underwriting model is tied to the legal claim rather than ordinary consumer lending criteria.
A recall can be important to a product liability claim, but recall status alone does not determine liability or funding eligibility. Your attorney evaluates the facts of the injury and underlying claim.
Search current vehicle safety recalls by VIN through the National Highway Traffic Safety Administration.
Check NHTSA Recalls →Food recalls may involve contamination, pathogens, foreign materials, undeclared allergens and other safety concerns.
FDA Recall Information →Federal recall resources help consumers find current safety alerts across multiple product categories.
Search Recalls.gov →Traditional loans generally depend on credit, employment, income and scheduled repayment. Pre-settlement funding is different: FCA evaluates the strength and expected value of the pending legal claim.
For approved matters, the advance is provided under the terms of the funding agreement and is repaid from case proceeds if the claim resolves successfully.
Check Your EligibilityThere is no single amount that applies to every product liability case. Available funding depends on the individual claim and may be influenced by potential case value, liability, insurance coverage, injuries, medical treatment, existing advances and anticipated recovery.
FCA evaluates each application individually.
Get Pre-QualifiedEvaluation focuses primarily on the pending claim instead of traditional consumer credit underwriting.
FCA works with counsel to obtain the information required to evaluate the legal claim.
FCA works with personal injury matters, including qualifying product liability claims.
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Fund Capital America reviews qualifying automobile recall, food contamination and other product liability claims in California and in other states where legal funding is available. Availability and terms can vary by jurisdiction and case.
FCA works with qualifying product liability claims handled by personal injury attorneys throughout California, including Los Angeles, Orange County, San Diego, the Inland Empire, Sacramento and the San Francisco Bay Area.
FCA also reviews qualifying recall and product liability claims in other states where legal funding is available. Jurisdiction, claim details and applicable requirements can affect availability.
If your injury happened outside California, FCA can review whether funding is available for your state and pending claim.
View Service AreasExplore FCA services that can support personal injury cases beyond legal funding.
Non-recourse cash advances from $500 to $100,000 that help qualified injured clients cover everyday expenses while their case is pending.
Explore Service → Insurance DiscoveryPersonal auto, commercial auto, homeowners, umbrella, and difficult-to-obtain insurance coverage research.
Explore Service → Litigation SupportSkip traces, DMV records, process serving, surveillance, witness interviews, asset searches, and field investigations.
Explore Service → Client CommunicationTranslation, interpreting, and transcription support for client communication, records, statements, and case materials.
Explore Service → Medical FundingTreatment funding that helps injured clients keep getting care while the case is pending.
Explore Service → Records SupportMedical and billing record requests, provider follow-up, status tracking, and organized digital delivery.
Explore Service → Treatment CoordinationProvider matching, appointment coordination, lien treatment support, specialist referrals, and surgical funding assistance.
Explore Service →California is an important FCA market, but FCA legal funding is not limited to California. Qualifying product liability claims may be reviewed in multiple states where funding is available.
Because legal funding requirements can vary by state, FCA evaluates each claim based on the applicable jurisdiction and the circumstances of the case.
Check Your StateClear answers about product recall claims, qualification and pre-settlement funding.
It is a non-recourse pre-settlement cash advance based on the potential proceeds of a qualifying pending product liability or personal injury claim. FCA evaluates the underlying case with the claimant's attorney.
Potentially. FCA may review qualifying claims involving injuries allegedly caused or worsened by defective vehicles or components, including airbags, brakes, tires and other safety-related parts.
Potentially. Qualifying claims involving contaminated food, foodborne illness, undeclared allergens or other dangerous food products may be reviewed when the claimant has a pending legal claim and attorney representation.
Not necessarily. Recall status can be relevant evidence, but product liability claims can involve alleged defects even when a formal recall has not been issued. FCA evaluates the pending legal claim rather than recall status alone.
Yes. FCA generally works with represented claimants because the attorney provides case information needed for review.
FCA describes its legal funding as case-based rather than traditional consumer lending, and it does not require a traditional credit or employment check.
Funding can provide financial flexibility for rent, groceries, utilities, transportation, medical costs, ongoing care and other household obligations while the case is pending, subject to the funding agreement.
Yes. FCA reviews qualifying automobile recall, food contamination and other product liability claims in California, including matters handled by attorneys across Southern California, the Bay Area, Sacramento and other California communities.
Yes. FCA also reviews qualifying claims in other states where legal funding is available. Eligibility, terms and availability can vary by jurisdiction and case.
If you're represented by an attorney and have a pending product liability injury claim, see whether you may qualify for pre-settlement funding from Fund Capital America.
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