01 / APPLIANCES
Household Appliances
Claims involving defective kitchen appliances, heaters, batteries, chargers and other household products that may cause burns, fires, shocks or other injuries.
Explore Funding →Non-Recourse Legal Funding
Consumer Product
Liability Lawsuit Funding.
If a defective or unsafe consumer product caused your injury and you have a pending legal claim, FCA may be able to provide a non-recourse cash advance while your attorney pursues the case.
Fund Capital America provides case-based pre-settlement funding for qualifying consumer product liability plaintiffs. Approval focuses primarily on the legal claim—not traditional consumer credit underwriting.
Funding availability, approval, amount, cost and terms depend on the individual claim.
Consumer Product Liability Funding
Case-BasedFunding Review
No TraditionalCredit Check
Non-RecourseLegal Funding
Quick Answer
What is consumer product liability pre-settlement funding?
Consumer product liability pre-settlement funding is a cash advance based on the potential proceeds of a pending personal injury claim. FCA reviews the claim with the plaintiff's attorney and, if approved, provides funding before the case is resolved. Qualification focuses primarily on the case rather than a traditional credit-based loan application.
Consumer Product Liability Claims
When everyday products cause serious harm.
Consumer product liability claims can involve household goods, electronics, appliances, tools, furniture, children’s products and other items alleged to be defectively designed, manufactured or marketed without adequate warnings.
02 / ELECTRONICS
Electronics & Batteries
Claims involving electronic devices, lithium-ion batteries, chargers or components alleged to overheat, ignite, explode or malfunction.
Explore Funding →03 / TOOLS
Tools & Equipment
Claims involving power tools, lawn equipment and other consumer equipment with alleged safety, guard, component or operating defects.
Explore Funding →04 / CHILDREN
Children’s Products
Claims involving toys, cribs, strollers, high chairs, car seats and other children’s products alleged to create unreasonable safety risks.
Explore Funding →05 / FURNITURE
Furniture & Home Goods
Claims involving furniture, fixtures and home products alleged to tip, collapse, break, ignite or otherwise cause injury during foreseeable use.
Explore Funding →06 / PERSONAL CARE
Personal & Consumer Goods
Claims involving beauty, personal-care, recreational and other consumer products alleged to contain defects or inadequate safety information.
Explore Funding →02
How It Works
From accident to funding.
A simple review process centered on the pending legal claim and attorney verification.
01
Apply
Submit basic information about yourself, your attorney and your consumer product liability claim.
02
Verify
FCA coordinates with your attorney to obtain information needed to evaluate the pending claim.
03
Review
The case may be evaluated based on liability, insurance, damages, treatment and anticipated recovery.
04
Fund
If approved and you accept the terms, the required documents are completed and funds can be disbursed.
Eligibility
Does my consumer product liability case qualify?
Every claim is different, but these are common factors FCA may review when determining eligibility.
A defective or unsafe consumer product caused your injury.
Another person or company may be responsible.
You have an active personal injury claim.
You are represented by an attorney.
The claim has potential recovery to support funding.
Required case information can be verified.
Everyday Expenses
What can consumer product liability funding help cover?
A pending injury claim can overlap with medical treatment, missed work and everyday household expenses.
Rent & Mortgage
Groceries
Utilities
Transportation
Car Payments
Medical Expenses
Childcare
Household Costs
Know The Difference
Pre-settlement funding isn't a traditional personal loan.
The underwriting model is tied to the legal claim rather than ordinary consumer lending criteria.
Feature
Traditional Personal Loan
FCA Pre-Settlement Funding
Traditional credit underwriting
Commonly used
Case-focused review
Monthly installment payments
Usually required
Not structured as monthly installments
Primary basis for approval
Borrower credit & income
Underlying legal claim
Connection to settlement
None
Repayment tied to case recovery under agreement terms
Product Liability Basics
What can make a consumer product liability claim different?
Product liability cases often focus on how a product was designed, manufactured, labeled or sold. The legal theory depends on the facts, jurisdiction and evidence in the underlying claim.
Design Defect
A claim may allege that the product’s design created an unreasonable safety risk even when the item was manufactured according to its intended specifications.
Manufacturing Defect
A claim may involve an individual product or batch that allegedly departed from the intended design or manufacturing specifications and caused injury.
Failure to Warn
A claim may allege that instructions, labeling or safety warnings did not adequately communicate a product’s known or foreseeable risks.
Building the Underlying Claim
The product is only part of the story.
Product liability cases can require evidence about the product itself, purchase and ownership history, warnings and instructions, photographs, medical treatment, expert analysis, recalls and the circumstances of the injury.
FCA does not determine liability. We coordinate with your attorney and review the pending legal claim when evaluating a request for pre-settlement funding.
Check Your EligibilityFunding Amount
How much consumer product liability funding can I get?
There is no single amount that applies to every consumer product liability case. Available funding depends on the individual claim and may be influenced by potential case value, liability, insurance coverage, injuries, medical treatment, existing advances and anticipated recovery.
FCA evaluates each application individually.
Get Pre-QualifiedWhy FCA
Legal funding built around the case.
Case-Based Review
Evaluation focuses primarily on the pending claim instead of traditional consumer credit underwriting.
Attorney Coordination
FCA works with counsel to obtain the information required to evaluate the legal claim.
Personal Injury Focus
FCA works with personal injury matters, including qualifying consumer product liability claims.
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Y
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Google ReviewG
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“Their response within 7 mins was impressive! Also, how they deliver the fund within 24 hours was persuasive!!”
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“Happy with the service of Fund Capital America. They are fast, reliable and transparent.”
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Where FCA Funds Cases
Consumer product liability funding in California and other states.
FCA reviews qualifying consumer product liability claims in California and other states where legal funding is available. Availability, eligibility and terms can vary by jurisdiction and individual case.
California
California Product Liability Claims
FCA works with qualifying represented plaintiffs throughout California, including Los Angeles, Orange County, San Diego, the Inland Empire, Sacramento and the San Francisco Bay Area.
Los AngelesOrange CountySan DiegoInland EmpireSacramentoBay Area
Multi-State
Funding Beyond California
FCA also reviews qualifying consumer product and product liability claims in other states where legal funding is available.
If your injury occurred outside California, FCA can review whether funding is available for the state and pending claim.
View Service AreasFCA Legal Services
More support for your consumer product liability case.
Explore FCA services that can support personal injury cases beyond legal funding.
Legal FundingLawsuit
Policy Limits
Language
Medical Legal
Medical Records
FCA
Lawsuit
Cash Advance
Non-recourse cash advances from $500 to $100,000 that help qualified injured clients cover everyday expenses while their case is pending.
Explore Service → Insurance DiscoveryPolicy Limits
Search
Personal auto, commercial auto, homeowners, umbrella, and difficult-to-obtain insurance coverage research.
Explore Service → Litigation SupportInvestigations
Skip traces, DMV records, process serving, surveillance, witness interviews, asset searches, and field investigations.
Explore Service → Client CommunicationLanguage
Services
Translation, interpreting, and transcription support for client communication, records, statements, and case materials.
Explore Service → Medical FundingMedical Legal
Funding
Treatment funding that helps injured clients keep getting care while the case is pending.
Explore Service → Records SupportMedical Records
Retrieval
Medical and billing record requests, provider follow-up, status tracking, and organized digital delivery.
Explore Service → Treatment CoordinationFCA
MedConnect
Provider matching, appointment coordination, lien treatment support, specialist referrals, and surgical funding assistance.
Explore Service →Multi-State Funding
Not just California.
California is an important FCA market, but FCA legal funding is not limited to California. Qualifying consumer product liability claims may be reviewed in multiple states where funding is available.
Because legal funding requirements can vary by state, FCA evaluates each claim based on the applicable jurisdiction and the circumstances of the case.
Check Your State03
Consumer Product Funding FAQ
Questions about defective product lawsuit funding.
Straightforward answers for plaintiffs with pending consumer product liability claims.
What is consumer product liability lawsuit funding?
It is a non-recourse pre-settlement cash advance evaluated using the potential proceeds and legal merits of a qualifying pending claim rather than traditional consumer credit criteria.
What types of defective consumer product cases may FCA review?
FCA may review qualifying claims involving household products, electronics, appliances, batteries, tools, furniture, children’s products and other consumer goods alleged to have caused injury.
What are the main types of product defects?
Product liability claims commonly involve allegations of defective design, manufacturing defects, or inadequate warnings and instructions. The applicable legal theory depends on the facts and jurisdiction.
Does the product need to have been recalled?
Not necessarily. A recall can be relevant evidence, but a product liability claim may involve an alleged defect even when no formal recall has been issued.
Do I need an attorney to apply?
FCA generally reviews represented claims because our underwriting team coordinates with the claimant’s attorney to obtain information about liability, injuries, treatment, insurance and the expected recovery.
Does FCA require a traditional credit check?
FCA describes its pre-settlement funding as case-based and non-recourse. Qualification focuses on the pending legal claim rather than the traditional credit and income requirements associated with a conventional loan.
How much funding may be available?
FCA currently states that advances on pending personal injury cases can range from $500 up to $100,000. The actual amount offered depends on the individual claim, expected recovery and underwriting review.
How quickly can funding be provided?
FCA states that underwriting is typically completed within 24 hours after speaking with the attorney and that approved funds may be released the same day. Timing depends on receiving the information required to review the case.
Does FCA fund consumer product liability cases in California?
Yes. FCA reviews qualifying product liability claims throughout California, including Los Angeles, Orange County, San Diego, the Inland Empire, Sacramento and the Bay Area.
Does FCA fund consumer product cases outside California?
FCA also reviews qualifying claims in other states where legal funding is available. Availability and terms can vary by jurisdiction and case.
Explore More Cases
Other cases FCA funds.
Cases We Fund Browse all case types
01
Category
Auto & Transportation Accidents
02
Category
Personal Injury, Negligence & Abuse
Personal Injury→
Burn Injury Accidents→
Catastrophic Injuries→
Construction Accidents→
Dog Bites & Attacks→
Electric Scooter Accidents→
General Negligence→
Maritime & Offshore Accidents→
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Nursing Home Negligence→
Premises Liability→
Sexual Assault Claims→
Slip & Fall→
Traumatic Brain Injuries→
Wildfire Claims→
Wrongful Death→
03
Category
Product & Consumer Claims
04
Category
Employment & Labor
05
Category
Housing & Tenant Claims
06
Category
Probate & Estate Matters
07
Category
Civil Rights & Other Claims
Start Your Application
Your case is pending.
Your life isn't.
If you're represented by an attorney and have a pending consumer product liability injury claim, see whether you may qualify for pre-settlement funding from Fund Capital America.
Start Your Application
Funding availability, approval, amounts, costs and terms depend on the individual case and applicable requirements. This page provides general information and is not legal or financial advice. Review all agreements, fees, disclosures and repayment terms before accepting legal funding.