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Attorney Legal Funding

For attorneys


Fund Capital America helps attorneys obtain non-recourse lawsuit funding, often within 24 hours. We use only the facts of the case to determine how much to provide. Gone are the days when you had to resort to business financing, which is often hard to obtain. We provide attorney pre-settlement funding in California to cover a variety of expenses. This allows you to serve your personal injury plaintiffs, who, in turn, benefit from funds to cover their expenses while a case is pending.

What is attorney funding?

Attorney funding is not a lawsuit loan. It is a form of pre-settlement funding or lawsuit financing, a non-recourse investment to help you take on a case. Nothing is paid out of pocket by you or your plaintiffs. The principle, fees, and terms are determined on a case-by-case basis. To calculate the value of an offer, our underwriter estimates the value of the case, the financial impact of a plaintiff’s personal injuries, and how much the legal process will cost.

Lawsuit funding can be used pre-settlement or post-settlement. At Fund Capital America, we know the process before, during, and after a case settles can be long and costly. Therefore, we have developed a funding process, so your firm has capital right when you need it. Attorney funding is a financial solution that can help both your law firm and your clients.

Attorney Legal Funding
Legal funding for attorneys

Why Should I Apply for Attorney Funding?

Legal funding is more advantageous to law firms and plaintiffs than loans. There are no application fees, credit checks, or other factors to inhibit your search for financing. The process also does not require paperwork, adding efficiency and environmental sustainability. Attorney funding expedites the legal process as well, from filing claims to discovery to bringing in expert witnesses and even going to trial, if necessary.

The benefits of legal funding for your firm also include:

A legal case, even if it doesn’t go to trial, can last for months or years. Without a means to predict the outcome, legal funding is needed to cover the costs. It gives your firm more spending power to take on insurance companies with massive budgets, hire the best attorneys, and maintain their position.

Types of funding available to plaintiffs

Fund Capital America also offers funding options to plaintiffs, which enable attorneys to continue cases and follow through to a personal injury settlement. Our options for litigation financing include:

Pre-settlement loans

More a cash advance rather than a traditional loan, attorney funding does not impose strict payment terms and tight deadlines. There is no income or credit history check. Personal injury clients often face time out of work and a mountain of medical bills, so they are not able to afford legal costs. Funding is determined using relevant case information along with witness accounts, police reports, medical records, and other documents plus details from accident attorneys. Our underwriters use this information to make a no-obligation offer.

Post-settlement funding

Once your case reaches a settlement, that does not mean your plaintiff will be paid right away. Securing the proceeds can take a while. Appeals and defendants who are less than eager to pay up can delay the process. Rent, mortgage, and medical bills will still be due. Auto accident and product recall cases take longer to pay out, as do those involving an insurance company or the state of California. Higher settlement amounts, the number of plaintiffs involved, and the terms of the payout can affect the timeframe as well.

Lawsuit cash advance

It’s not uncommon for attorneys to face unanticipated financial burdens. Our Lawsuit Cash Advance REFI / Cash Out Program is available if you opt to refinance a previous cash advance or have self-funded a client. It can avoid closing a case due to financial issues or having a plaintiff settle early. The process, which works like refinancing home mortgage loans, enables you to obtain an advance with a different term and lower fees. And… you may even qualify for an additional cash advance on top of prior financing.

settlement acceleration program

Contrary to common belief, financial solutions aren’t usually available as soon as a settlement is reached. It can take weeks, months, or even years to receive the full proceeds. Our settlement acceleration program addresses this by pulling cash from a future settlement, similar to a reverse mortgage or home equity. Once the settlement amount is received, the cash is paid back as a percentage of the total. Meanwhile, an advance can be used to pay debt, rent, medical bills, and litigation expenses.

Fund Capital America: Reputable Pre- Settlement Funding Team

Legal funding or lawsuit funding for attorneys enables a personal injury plaintiff to obtain advances against a pending or settled case. Therefore, they have the funds to cover expenses while their case progresses.

What your law firm needs to know:

Oftentimes, clients have pressing financial needs, such as their medical care and basic expenses, and are unable to wait for their potential settlement. This can force their lawyer to settle their injury claim for pennies on a dollar.

Cases we fund

Fund Capital America offers funding options to plaintiffs that enable attorneys to continue cases and follow through to a personal injury settlement. Our options for litigation financing include:

What Your Firm Stands to Gain with Fund Capital America

How attorneys benefit from lawsuit funding:

  1. Protection from “ethical issues” as described in the state bar related to self-funding
  2. Protects your after-tax income by allowing us to take the risk for you
  3. Increases law firm cash flow if you self-funded a case or by refinancing advances from other funding companies

Litigation funding for attorneys can benefit the legal process in many ways. For a lawyer, it can cover office expenses, so your team can move forward. Litigation expenses may also be covered. Litigation, from discovery to trial, can cost more than most clients can afford. Most personal injury clients are in a tough financial spot. Attorney funding can bypass this issue, allowing the case to continue.

It can take weeks, months, or sometimes years to settle a case and get the money. No matter how long it will take, litigation financing can support the case, an attorney’s financial requirements, and the client’s needs until they are paid, allowing the client to proceed with a case.


Legal funding isn’t the only support we can provide your law firm. Our team can also help you with researching insurance policy limits and other insurance discovery tasks to help save time. We also provide medical legal financing and doctor and medical facility scheduling. Numerous other services are available as well, including law firm banking services, medical record and police report retrieval, demand letter writing, medical chronology summary, deposition summary, and mediation/arbitration brief writing services.

Attorney Lawsuit Funding FAQs

In the legal profession, you have to expect the unexpected. Navigating the process of getting the best possible settlement for your injured client can take a long time. You want to prevent the insurance company from holding out on settling a claim while your client is slowly drowning in anxiety over their bills and other financial responsibilities. 

The process is simple:

  1. The plaintiff contacts Fund Capital America for a cash advance.
  2. Your firm will be required to provide specific case information.
  3. Once the details have been received, the case is reviewed by our underwriter, who determines the viability of funding.
  4. If approved, an agreement is drafted and sent to the plaintiff and their attorney.
  5. Once executed, the funds can be picked up at our local office in downtown Los Angeles (for free), wire transferred to the plaintiff’s personal account (for a fee), or sent via UPS/FedEx delivery (for a fee).
  6. Plaintiff funding is a non-recourse purchase interest against the future settlement.
  7. Upon settlement of the case, the law firm will have a duty to request a payoff as per our agreement and pay back funds from their trust account on behalf of the plaintiff to satisfy the cash advance lien.

Fund Capital America finances any meritorious personal injury case, whether it is in a pre-judgement, post-settlement, or post-judgement phase.

We evaluate the case with some basic information from you:

  1. Copy of the Police Report / Incident Report
  2. Policy limits
  3. Summary of the medical bills
  4. Images (if available)

Our unique lawsuit cash advance will not require payment during the term of the case until a final settlement is reached. These advances are Non-Recourse, which means if the case is lost, nothing is due.
Contrary to a lawsuit loan for attorneys, attorney funding does not require monthly payments, credit checks, or upfront fees (aside from underwriting costs paid when the advance is due). Also, advances are repaid only if the case settles favorably.

Litigation financing is a process in which a third-party firm funds a lawsuit. In the end, a portion of a future financial recovery is returned to pay back the advance. The funding is non-recourse, meaning repayment is required only if the lawsuit wins.

We go over the details upon receiving the application form, and assess the case by comparing it to many others. Once our underwriter determines a funding amount, we notify the client and their attorney.
An attorney or their client can apply for litigation funding. The attorney has the final say as to whether to sign off on a litigation finance offer.

Our application process takes just a few minutes. Just fill out our online form and we contact your attorney for more information. Once we receive all the details we need, litigation financing may be available within 24 hours.

Non-recourse capital can be used to pay attorneys’ fees, cover litigation expenses, or provide clients with post-settlement funding prior to payment. It can also cover operational expenses, deposition costs, mediation, and receiving witness reports.

A legal funding company will fund a case that is more likely to win but won’t put pressure on you to use a certain legal strategy or make any specific litigation decisions. The lender does not have any influence over the case. You’re free to use any funds received to manage operating expenses and other costs associated with litigation.

At one time, a legal doctrine known as champerty forbade any party other than that involved in the litigation from profiting. Champerty laws date back to the Middle Ages in England. They were more recently phased out as lawmakers sought the allowance of outside funding for expensive legal actions. Entrepreneurial investors took advantage and litigation funding is now a growing industry.

The interest rate depends on the terms set by the funding company. It may be determined by the level of risk it takes on by funding particular cases; some states have capped interest rates. Each lender also sets fees using its own finance model, factoring in the risk of losing cases for which it’s not paid back. An experienced lender like Fund Capital America looks out for the interests of aggressive attorneys and their plaintiffs in need of cash, so it determines a fair offer based on the merits of each case.

Options for Litigation Financing for Attorneys

We offer a couple of options, both of which are a more practical and affordable alternative to a lawsuit loan for attorneys.

Lawsuit Cash Advance REFI / Cash Out Program:

Settlement Acceleration Program

California’s Lawsuit Cash Advance Specialists

We are currently helping a significant number of attorneys in California with lawsuit cash advance requests from clients unable to pay their daily expenses. These advances afford attorneys ample time to negotiate higher settlements. Meanwhile, their clients are not forced to settle prematurely.

This program has been misclassified as many things, such as an accident or lawsuit loan; however, unlike a loan, no collateral or credit review is necessary to qualify for funding since it’s based on the merits of the case. Furthermore, with pre-settlement funding in California, the plaintiff pays a previously determined amount based on potential proceeds upon actual settlement.

Legal funding is an attorney-friendly process. Call Fund Capital America today and discuss how we can work with you on your client’s claim! Call (855) 870-2274 or email

Fund Capital America is highly rated due to our professional customer service & fast 24-hour cash advance for a variety of accidents. Browse our reviews to see what our customers have to say!

Happy Clients | FCA

What our Customers Say…

Check our user reviews and see why Fund Capital America is California’s Top Pre-Settlement Funding Company

Has your case settled, but you still haven't received your settlement check? apply for post-settlement funding with fca legal funding


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