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Insurance Research Services

Insurance of any kind is a tricky subject. Although lawyers do have adequate training to decipher these policies and understand their limits, insurance research requires time and effort. Most attorneys are overwhelmed with all their litigation and case prep tasks that take precedence over researching their client’s insurance policies and the policies of those who caused the accident.

Why Is Insurance Research Important?

Insurance research will allow you, the attorney, to maximize the settlement your client gets in their lawsuit. You will gain clear visibility into the policy limits that support a claim soon after taking on a new client. Additionally, you will have a clear understanding of the plaintiff’s insurance liability limits, which will help you demand a fair and just settlement.

Why Choose Fund Capital America’s Insurance Research Services?

With Fund Capital America, your law firm will have access to highly-skilled professionals who are knowledgeable in insurance policies, terms, conditions, and the type of information that is pertinent to your case. They will conduct a quick and thorough research of the insurance policies, allowing you to focus on your other pressing matters. We provide research services for every type of policy, ranging from auto to commercial policies.

How Much Do These Services Cost?

Insurance research services fees are dependent upon the type of policy, the age of the date of loss, and processing time. Refer to the table below for a breakdown of our service packages and prices. A fee will not be charged if no results are found. 

Please note that each package will include research on the policy and umbrella limits for the at-fault party as well. 

Pricing

No Results, No Charge.

Personal Auto Policy Limits

$ 175 Starting at
  • *standard price when date of loss is within one year
    +$30 fee when date of loss is aged 1-3 years
  • 3-5 Business days average processing time
  • 2 Business Days +$50
  • 12 Business Hours +$90
  • 6 Business Hours +$120
  • Includes complimentary umbrella verification
  • Umbrella Limits, if found, are available for puchase for an additonal $85
  • Medpay Search
Submit request

Personal Umbrella Policy Limits

$ 200 Starting at
  • *standard price when date of loss is within one year
    +$30 fee when date of loss is aged 1-3 years
  • 3-5 days average processing time
  • 50% off for Confirmed No Coverage
Submit request

HOMEOWNER'S/UMBRELLA POLICY LIMITS

$ 195 Starting at
  • *standard price when date of loss is within one year
    +$30 fee when date of loss is aged 1-3 years
  • 3-5 days average processing time
  • Includes complimentary umbrella verification
  • Umbrella Limits, if found, are available for puchase for an additonal $85
Submit request

Commercial Auto Policy Limits

$ 305 Starting at
  • *standard price when date of loss is within one year
    +$30 fee when date of loss is aged 1-3 years
  • 5-7 Business days average processing time
  • 2 Business Days +$100
  • 12 Business Hours +$200
  • 6 Business Hours +300
  • Umbrella verification NOT included
Submit request

Commercial Umbrella Policy Limits

$ 300 Starting at
  • *standard price when date of loss is within one year
    +$30 fee when date of loss is aged 1-3 years
  • 5-7 Business days average processing time
  • 50% off for Confirmed No Coverage
Submit request

Personal Auto Insurance Discovery

$ 499 Starting at
  • Up to 2 weeks processing time
  • *$150 non-refundable deposit required
  • $150 deposit paid will be deducted from the total invoice amount
  • No further charges if NO-HIT
  • 7 Business days +$80
  • 3 Business days +$150
Submit request

Homeowner’s Policy Existence

$ 549 Starting at
  • Up to 2 weeks processing time
  • *$150 non-refundable deposit required
  • $150 deposit paid will be deducted from the total invoice amount
  • No further charges if NO-HIT
Submit request

Commercial Insurance Discovery

$ 599 Starting at
  • Up to 2 Weeks Processing Time
  • *$150 non-refundable deposit required
  • $150 deposit paid will be deducted from the total invoice amount
  • No further charges if NO-HIT
  • 7 Business days +$80
  • 3 Business days +$150
Submit request

*Standard price when date of loss is within one year. If the date of loss is within 1-3 years, an additional fee of $30 will apply.
**In some cases, the processing time could be shortened or extended, based on the policy and claim. 
***If found, will be available for an additional $85.00.

Additional fees

The following are additional fees that would be applied to the total cost:

$ 30
  • If the insurance policy is from State Farm, Mercury, Farmers Group, and Farm Bureau
$ 30
  • Litigation Fee for cases already in motion
$ 50
  • Cancellation Fee - applies only if report is already completed
$ 100
  • Southern California AAA
$ 30
  • Date of Loss 1-3 years prior
$ 60
  • Date of Loss 3-5 years prior
SUBMIT REQUEST

WHAT TYPE OF REQUEST DO I NEED?

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Policy Limit Assessment
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Insurance Policy Cursory Search
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Insurance Discovery Search
Searches include
the following
Policy Number
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Policy Period
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Policyholder Verification
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Date of Loss Verification
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Expedited Options
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Umbrella Verification
Check Mark | Policy Limits
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Liability Limits
Check Mark | Policy Limits
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Check Mark | Policy Limits
Non-Refundable Deposit Required
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Check Mark | Policy Limits
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Insurance Carrier
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Check Mark | Policy Limits
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Summary of Findings
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Check Mark | Policy Limits

Contact Fund Capital America Today

Fund Capital America will provide a quick turnaround time with high-quality research results on your client’s insurance policy and the at-fault party’s policy as well. Sumbit a request form today or call us at (855) 870-2274 to get started.

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