If you’ve suffered a personal injury, you may be unable to pay for medical care. Your insurance policy may limit coverage to a certain amount or not cover certain treatments. To ensure it gets paid, a doctor or medical facility may file a lien against your future legal settlement. However, not every provider works on a medical-lien basis. At Fund Capital America, we can connect you with qualified doctors, surgeons, and facilities that do and approve you for medical lien funding.
Medical lien funding is a non-recourse cash advance that covers the financial claim a doctor or hospital has filed against your future settlement. Your medical expenses are paid for and you get the care you need. A lien by itself doesn’t guarantee the provider will get paid. Medical lien funding works much like a pre-settlement cash advance, except the doctor, hospital, or healthcare provider gets paid for a patient’s ongoing care rather than the plaintiff receiving the cash directly.
Medical lien funding eliminates the collection risk to medical providers. It can take years for a car accident, slip and fall, construction accident, or other personal injury lawsuit to settle. Doctors, surgeons, and other medical care providers can’t wait that long to be paid. With facility lien funding, they can be paid quickly and capitalize on their receivables.
A lien can be placed on a legal settlement for emergency room treatment, surgery, physical therapy, specialist care, pharmacy services, and more. Your expected settlement serves as the collateral for all transactions related to these services. The funding company is repaid in full once a settlement is reached. Meanwhile, the hospital or healthcare facility continues receiving a cash flow to cover its overhead and patient services.
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After sustaining an injury in, for example, a car accident, a plaintiff cannot wait for medical treatment. Life-saving emergency care, surgery, medication, and rehabilitation are often required, but most people don’t have enough saved up to cover these. Plus, you’ve got rent, mortgages, and living expenses to cover, which is hard enough when not earning a wage or salary.
The stronger your case, the easier it is to be approved and the more medical lien funding you may receive. Your quality of care will not be impacted by the lien because the funding company will cover these expenses immediately. The amount you’re approved for depends on:
In simple terms, here is how the entire process works:
Fund Capital America has a large network of doctors, surgeons, and medical facilities. These provide treatment on lien to personal injury plaintiffs. The care provider is funded at a discounted rate, while you don’t pay the funding company back if the case doesn’t win.
Whether a personal injury plaintiff is awaiting an insurance settlement or jury award, healthcare providers know the process can take a long time. They also know placing a lien on a personal injury lawsuit doesn’t guarantee they’ll be paid in full. The provider can refuse to treat a patient if payment isn’t guaranteed. However, if you don’t have the cash to cover immediate and long-term medical expenses, facility lien funding can cover:
Fund Capital America has a simple process for helping you obtain facility lien funding. You just have to follow these steps:
We provide the medical lien funding your doctor or medical facility needs to continue providing treatment. There are no upfront fees, hidden costs, or any risk to you. Cash advances are not repaid if you lose your case. Apply now; we’ll review your information, speak to your attorney, and approve your funding in as little as 24 hours. Call 855-870-2274 for more information.
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