Medical Receivables Financing in California

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Fast, Compliant Capital Solutions for Healthcare Providers and Legal Teams

In California’s dynamic legal environment, healthcare providers often face delayed reimbursements, especially when treating personal injury patients awaiting case settlements. Fund Capital America offers a specialized Medical Receivables Financing solution, enabling providers to convert unpaid medical invoices into immediate working capital.

This approach ensures that patients receive timely care, while providers maintain cash flow without the prolonged wait for insurance or settlement payouts.

Fund Capital America - FCA Legal Funding

4.9

Based on 231 reviews

Barbara L.

21:58 03 Feb 25

Nice office nice staff very fast service

gino M.

01:56 10 Jan 25

Was very happy with the policy limits search results I got from them. 5 stars!

Josh F.

21:10 06 Jan 25

FCA is an amazing resource for us and Robel specifically. He makes sure that all of our clients are taken care of, and he is one phone call away from us always being able to contact him. From policy checks to cash advances, he is our go to!! Highly recommend!

R F

04:12 09 Nov 24

Props to Robel Lorenzo for intruducing us to their services. Robel and his team ( with Ms. Jozel) are very helpful and quick to respond with every inquiries our office have. Robel explains their services thoroughly which makes everything easy for us new to this services. The team are very responsive via email or calls. The results we get are very much accurate and we get the result earlier than expected.

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Rosalie F. with Law Offices of Jason Y. Lie

Accident Lawyer of California, P.

20:18 09 Sep 24

Amazing company for client case funding and policy searches. I hear there are some even better things to come, that will make them a complete one stop shop for anything and everything personal injury.

Also, my account Manager Robel is the best! He takes great care of my firm and client needs.

Dulce H.

22:08 05 Aug 24

I was really impressed with the level of service I received from Robel. I had a great experience with the customer service team at this company. They were very responsive and helpful, and they were able to resolve my our client's request quickly. I would definitely recommend this company to others.

Dulce, Case Manager at
Law Offices of Barry Zelner

tahlia P.

21:51 24 Jul 24

The One Stop Shop ! ✨✨✨✨ I have been working with FCA for 2 years now and they are very communicative with their services . Robel comes to check in with us periodically and is the nicest and most professional representative, he always keeps up to date with any new services FCA has to offer. We also know we can count on him if we need a cash advance asap ! Fca has great turn around times for policy limit searches too which is a tremendous help to our cases ! I’m grateful to work with Robel and FCA , and would recommend anyone in the PI field to contact them for their cases, they have cash funding to limits search to a medical directory .

What Is Medical Receivables Financing?

Medical receivables financing, commonly known as medical factoring, involves selling outstanding medical invoices to a third-party financial entity at a discounted rate. Unlike traditional loans, this process provides immediate cash based on the value of the receivables, not the provider’s creditworthiness. This is particularly beneficial for providers treating personal injury patients, as it bridges the gap between service delivery and payment receipt.

How Does the Process Work?

Invoice Submission: Healthcare providers submit outstanding invoices, along with necessary documentation, to Fund Capital America.
Verification: Each invoice undergoes a verification process to confirm its validity.
Advance Payment: Upon approval, providers receive an immediate cash advance, typically a significant percentage of the invoice value.
Notification: Fund Capital America notifies the responsible parties, such as insurance companies or legal representatives, of the assignment of receivables.

Collection and Settlement: Once the invoice is paid, any remaining balance, minus a nominal fee, is remitted to the provider.

Why Choose Fund Capital America?

Rapid Access to Funds: Receive funding within days, ensuring uninterrupted operations.
HIPAA Compliance: We prioritize patient confidentiality and adhere strictly to HIPAA regulations.
No Credit Checks: Financing is based on receivables, not credit scores.
Flexible Terms: Tailored solutions to fit the unique needs of each provider.

Dedicated Support: Our experienced team offers guidance throughout the financing process.

Pricing

No Results, No Charge.

$ 175 Starting at

*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
3-5 Business days average processing time
2 Business Days +$50
12 Business Hours +$90
6 Business Hours +$120
Includes complimentary umbrella verification
Umbrella Limits, if found, are available for puchase for an additonal $85
Medpay Search

$ 200 Starting at

*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
3-5 days average processing time

$ 195 Starting at

*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
5 - 10 business days processing time.
Includes complimentary umbrella verification
Umbrella Limits, if found, are available for puchase for an additonal $85

$ 305 Starting at

*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
5 - 10 business days processing time.
2 Business Days +$100
12 Business Hours +$200
6 Business Hours +300
Umbrella verification NOT included

$ 300 Starting at

*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
5 - 10 business days processing time

$ 499 Starting at

Up to 30 days processing time
*$150 fee applies if NO-HIT
7 Business days +$80

$ 549 Starting at

Up to 30 days processing time
*$150 fee applies if NO-HIT
7 Business days +$80

$ 599 Starting at

Up to 30 days processing time
*$150 fee applies if NO-HIT
7 Business days +$80

Benefits for Legal Teams and Plaintiffs

Enhanced Patient Care: Ensures plaintiffs receive necessary medical treatments promptly.
Streamlined Case Management: Reduces administrative burdens related to medical billing and collections.
Improved Cash Flow: Providers can maintain financial stability, allowing them to focus on patient care.

Accelerated Legal Processes: With financial concerns alleviated, legal teams can concentrate on case strategies.

FAQs

Is this a loan?

No, medical receivables financing involves selling your receivables, not borrowing against them.

How quickly can i access funds?

Typically, funds are available within a few days of invoice submission and approval.

Are there any upfront fees?

No, there are no upfront costs. Fees are deducted from the collected receivables.

Is my practice eligible?

Most healthcare providers treating personal injury patients on a lien basis are eligible.

Contact Us Today to Get Started

Speed up your litigation process and simplify the work by letting us handle medical receivables financing. By speaking with one of our representatives, you can learn all your options, and we’ll help you determine the best solution for your firm. Call (855) 870-2274 to learn more.

Medical Receivables Financing in California