A personal injury loan is a non-recourse financial option that, unlike a traditional loan, is not based on your credit or income. Approval is determined by the strength of your case. The benefits of a personal injury lawsuit loan from Fund Capital America include:
If you need help paying for medical care and living expenses, Fund Capital America can provide pre-settlement funding for your personal injury claim. Our financial options are available to anyone with a pending legal case involving a:
If another party caused an accident that resulted in a serious injury, you may be eligible to recover financial compensation. But filing a personal injury claim requires hiring an attorney. Settling a case can take lots of time and effort, even if you have a strong case that’s likely to win.
Meanwhile, you may be unable to work or earn wages. Medical and repair bills are piling up on top of rent, mortgage payments, utilities, and other expenses being due. This is quite stressful, especially when your personal injury settlement may be months or even years away.
We carefully evaluate each application on an individual basis. The facts of your case and its chances of winning determine whether you’ll be approved. If you’ve been seriously injured due to another party’s negligence or recklessness, you can qualify for a personal injury loan if:
We provide personal injury lawsuit loans for cases involving wrongful death. Burn injuries, broken bones, traumatic brain injuries, cuts and lacerations, limb amputations, crush injuries, and internal organ damage are just some injuries that can require extensive medical treatment and ongoing care. You can qualify for pre-settlement funding if someone else’s negligence or wrongful conduct led to such harm.
When you apply for a personal injury loan, we’ll look at the facts of your case and speak to your attorney. We’ll review police reports, accident repair receipts, and medical bills. These help estimate the value of your claim. After we speak with your lawyer, our underwriter will determine how much to offer, which will be a percentage of your expected settlement amount. You can choose to accept as much of it as you need.
There are no restrictions on how you can use a personal injury lawsuit loan. It can cover the costs of:
Fund Capital America has a simple online form that takes just minutes to complete. We’ll contact you regarding your application and discuss the case with your attorney. There’s no credit check or employment verification. The process is completely paperless and requires no upfront payments. We can often provide a cash advance in as little as 24 hours.
The cost of your cash advance depends on a few factors, including the amount of damages, the treatment you received, your percentage of liability, and insurance coverage. The interest rate on the loan is determined by the risk the lender takes on. Stronger cases closer to a settlement are less risky, while claims with less evidence, that don’t involve much medical care, and are in their beginning stages bring more risk.
Traditional loans require a credit check, income history review, and collateral to back the loan. And you must immediately begin paying back what you borrowed, regardless of your health or financial situation. Lawsuit funding is term-based and there are no out-of-pocket payments. It’s a non-recourse cash advance that’s paid back out of the proceeds of your future settlement. You’re not obligated to repay if your case loses or settles for less than you owe. Our personal injury loans are completely risk-free.
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