Experiencing an accident can be frightening, painful, and distressing. Many people who’ve been injured at no fault of their own are left with financial hardship as they wait for a settlement. Medical bills pile up along with the costs of daily life, and accident victims may not be able to work or afford the costs of physical therapy, replacing property, and other expenses incurred in the accident.
Fund Capital America offers cash advances that are less risky and less invasive than regular personal injury loans. We help accident victims throughout California. Our service areas include Los Angeles, Oakland, Santa Ana, Huntington Beach, Fremont, San Francisco, and more. If you were in an accident in California and need funding now, count on us to get you cash fast.
What Are Personal Injury Loans?
Personal injury loans are a type of legal funding you can get based on the amount of money you’re expected to win in court. It acts as a cash advance. When approved, our clients can receive anywhere from $500 to $100,000 directly into their bank account within 24 hours. Repayment for this loan comes directly from settlement winnings, meaning it’s risk-free, with no out-of-pocket payments or fees.
Why Would Someone Need a Personal Injury Loan?
Some common reasons people need litigation funding are:
- For medical bills
- To pay attorney fees
- To cover costs because of missed work
- To cover physical therapy and other ongoing care
- To pay for therapy due to mental distress related to the accident
- To pay rent, utilities, and other bills
Who Qualifies for Personal Injury Loans?
To qualify for a non-recourse personal injury settlement loan with FCA, you must meet the following criteria:
- You’ve been injured at no fault of your own
- You’re represented by an attorney
- You have documentation proving your case has merit — this is usually provided by your lawyer to help us determine how much your case is worth
We fund accidents of all kinds, including auto accidents, personal injury claims, medical malpractice, product liability, athlete injuries, and more. Unsure if we’ll cover your claim? Call us at (855) 870-2274 to find out if your case qualifies.
How to Apply for Personal Injury Loans
At Fund Capital America, we make it easy to get a cash advance for lawsuit payouts. The loan amount is based on the money we’ve determined you’re likely to get when your case settles. All you need to do to apply is go to our website, fill in as many details as possible, tell us about your injuries and the lawyer representing you, and wait for us to get back to you with an offer.
Once we send your offer, you can choose to accept it, and we’ll send you the paperwork outlining the terms of your advance, or you can decline. You’re not obligated to accept the funds if approved, but if you do, the money can arrive in your bank account within 24 hours.
Advantages of Personal Injury Loans
With FCA, you can get up to $100,000 within 24 hours. There are no upfront payments or out-of-pocket costs, and you don’t have to repay us if your case doesn’t win.
If you’ve been injured and it wasn’t your fault, and you’re waiting for a pending settlement or ongoing court case filed within two years of the accident, contact FCA for legal funding. Even if you’re unemployed or have bad credit, we’re here to help.
Risks and Considerations of Personal Injury Loans
Applying for a risk-free loan with FCA means you don’t have to worry about paying anything out of pocket. Personal injury settlements can take a long time, but once your FCA application is approved, we can get you up to $100,000 within 24 hours, and you can decide how much to accept. There are no credit checks, no annoying paperwork, and virtually no wait time.
Alternatives to Personal Injury Loans
Some alternatives to turning to litigation financing companies like FCA include:
- Dipping into your savings account or retirement funds
- Paying bills using credit cards
- Borrowing money from friends or family
- Crowdfunding to pay your bills
- Applying for a bank loan
These alternate sources may work for some people, but for many, choosing a personal injury loan is the easiest solution to pressing financial needs.
Count on FCA for a Personal Injury Loan
If you were injured in an accident that wasn’t your fault, you deserve compensation now. California residents can fill out our easy-to-use online form to get started, and an associate will contact you to discuss your options. You can get pre-qualified for pre-settlement funding in minutes.
Frequently Asked Questions
Can I use a personal injury loan to pay my medical bills and attorney’s fees?
Yes. Once the money enters your bank account, you can use it for whatever you want, including medical bills, attorney’s fees, physical therapy appointments, rent, replacing damaged property, and covering living expenses.
How do personal injury loans affect my credit score?
Personal injury loans from lawsuit funding companies like FCA don’t affect your credit score, as they’re providing a cash advance and not a typical loan. Choosing FCA is a risk-free way to get money now.oney.
