Approval for a personal injury lawsuit loan isn’t dependent on your employment status or income. Many personal injury plaintiffs are out of work. They rely on a cash advance to get by until their attorney reaches a settlement with the defense or an insurance company. 

A lawsuit loan is an effective way to access funds when money is tight, and is a sound alternative to using credit or borrowing cash from friends or relatives. Even if you didn’t have a job before your injury, you can still qualify for a pre-settlement loan. However, many people struggle to get by regardless of employment or earnings. About 61% of Americans live paycheck to paycheck, according to a LendingClub report released in February 2023.1

You Can Qualify for a Personal Injury Lawsuit Loan Whether You Have a Job or Not

Banks and credit lenders have strict requirements for borrowing money. The application process for a traditional loan may include a deep look at your employment history, current income, and credit report. But a lawsuit funding company won’t ask you for proof of employment or ask questions about your finances. They’re mainly interested in the facts of your case and the attorney representing you.

Whether you have a job or not won’t affect:

What Happens If I Lose My Case?

As meritorious as they seem, some legal cases lose. We carefully evaluate each case to determine its chances of winning. Most do, but we know we’re taking a risk every time we approve an application. Defendants can withdraw their settlement offers or a jury verdict can go against you. But a loss won’t cause further financial strain; you won’t have to pay us back. Your settlement is the collateral, so we can’t collect if you don’t receive one or the case settles for less than you owe.

Apply for a Personal Injury Lawsuit Loan Today

If you’ve been injured in an accident that wasn’t your fault, we can approve you for a non-recourse cash advance, even if you don’t have a job. At Fund Capital America, we fund all types of personal injury claims to cover your medical care and living expenses. Each application is evaluated on an individual basis. Approval depends on the facts of the case and its chances of winning, not your employment or income. To get started, apply for a personal injury lawsuit loan online or call 855-870-2274.