At Fund Capital America, we help law firms, healthcare providers, and plaintiffs uncover active insurance policies that may otherwise remain hidden. Our advanced insurance discovery services reveal personal, commercial, umbrella, and homeowner’s coverage—ensuring maximum reimbursement and stronger settlement leverage in personal injury and liability claims.
Insurance discovery is the process of locating a defendant’s insurance policies that may apply to a personal injury or liability claim. Whether a policy was forgotten, undisclosed, or unknown, our proprietary databases and investigative tools help locate active insurance coverage—enabling legal teams and healthcare providers to recover more, faster.Insurance discovery is a process that investigates a defendant’s insurance coverage. There are times when a defendant forgets about existing policies. Therefore, they may be unaware of their full benefits. Insurance discovery locates any existing policies and analyzes them in full. This analysis uncovers hidden coverages and reimbursement opportunities.
Detailed Reports: Includes complimentary umbrella policy verification.
It’s no secret costs are rising for everything these days, including healthcare. To stay profitable, businesses must do what they can to stay afloat and thrive. Insurance discovery is an excellent tool in the healthcare business that will bring excellent benefits to the provider and defendant. This service can track down insurance for past, present, or upcoming appointments as well.
Insurance discovery is a secret weapon for most healthcare facilities. It provides increased visibility of the available compensation for the services they provide. Whether you’re working with a new or existing payer, insurance discovery will provide you with knowledge of the covered billable services.
Additionally, insurance discovery can also track down coverage for accounts that would typically be self-paid. This visibility will allow you to see beyond the information the defendant provides.
Most people seeking medical treatment are rarely excited to do so. Especially in the case of personal injury cases or serious illnesses, defendants often face medical challenges that are taxing on their health and wallet. Therefore, they aren’t too happy to have to pay out-of-pocket.
Insurance discovery services can often uncover hidden coverage for any defendant. Whether through commercial avenues or government resources, there are other ways to cover medical bills. Such discoveries lead to financial relief for already stressed defendant. They will be more enthusiastic about seeking the care they require and will be more satisfied with the well-rounded services they receive.
In our post-COVID world, medical providers carry a significant amount of stress. The looming concerns of another outbreak, increasing staffing shortages, and now inflation are taxing on everyone. While insurance discovery services can’t solve the grander issue of COVID, they can help alleviate some of the other stressors in the following ways:
Financial Stressors
Regardless of the service, no business can function at peak performance while struggling financially. There is a financial strain on all healthcare providers in some capacity, regardless of their size. By increasing reimbursement rates, insurance discovery will alleviate the financial stressors for many providers. Doctors will soon be able to focus on what they do best— restoring their defendant's health and quality of life.
Work Burden
The administrative and clinical sides of healthcare have both taken a hit in staffing shortages in the recent years. This means that less time and resources are available for insurance research. Insurance discovery services will provide a detailed report of the available coverages for each with minimal effort on the provider’s part.
With the increased availability of insurance payers to bil, increased reimbursements also come. Increased reimbursement inevitably leads to increased revenue. This allows the healthcare facility to mitigate the potential challenges that arise because of the rising costs of medical care.
Yes. Insurance policies are considered discoverable in many types of cases and can significantly impact case outcomes and settlement discussions.
For many of our services, there’s no charger unless we find valid coverage. See pricing table for specific details.
Standard turnaround is 3-10 business days. Rush options available for results in as fast as 6 hours.
Yes. While we’re based in California, our insurance discovery services are available nationwide. We’ve assisted law firms and providers across multiple states with successful policy searches.
Typically, we need the defendant’s full name, date of birth, date of loss (accident) and location of the incident. The more information you provide, the faster and more accurate the results.
No. Insurance discovery is used to locate and verify existing coverage. A policy limit demand is a legal request made during a case to disclose policy limits. Out service can support and strengthen policy limit demands by providing factual data on existing insurance.
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