Attorney Funding — California Law Firm Financing & Your Law Practice

Apply for pre-settlement funding and get approved today! FCA Legal Funding is prepared to finance your case so you can negotiate a settlement your clients deserve.

Call today at 310-424-5176 or apply for pre-settlement or post-settlement funding, a lawsuit cash advance, or settlement acceleration online, now!

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Attorney Funding for California Law Firms

FCA Legal Funding helps attorneys obtain non-recourse lawsuit funding, often within 24 hours. We use only the facts of the case to determine how much to provide. Gone are the days when you had to resort to business financing, which is often hard to obtain. We provide attorney pre-settlement funding in California to cover a variety of expenses. You can therefore serve your personal injury plaintiffs, who in turn benefit from funds to cover their expenses while a case is pending.

What Is Attorney Funding?

Attorney funding is not a lawsuit loan. It is a form of case funding or lawsuit financing, a non-recourse investment to help you take on a case. Nothing is paid out of pocket, by you or your plaintiffs. The principle, interest rates, and terms are determined on a case-by-case basis. Our underwriter can estimate the value of the case, the financial impact of plaintiff’s personal injuries, and how much the legal process will cost.

Lawsuit funding can be used pre-settlement or post-settlement. At FCA Legal Funding, we know the process before, during, and after a case settles can be long and costly. We have therefore developed a funding process, so your firm has capital right when you need it. Attorney funding is a financial solution that can help both your law firm and your clients.

Why Should I Apply for Attorney Funding?

Legal funding is more advantageous to law firms and plaintiffs than loans. There are no application fees, credit checks, or other factors to inhibit your search for financing. The process also does not require paperwork, adding efficiency and environmental sustainability. Funding expedites the legal process as well, from filing claims to discovery, to bringing in expert witnesses and even going to trial, if necessary.

A legal case, even if it doesn’t go to trial, can last for months or years. Without a means to predict the outcome, legal funding is needed to cover the costs. This gives your firm more spending power to take on insurance companies with massive budgets to hire the best attorneys and maintain their position.

The benefits of legal funding for your firm also include:

More capital than a traditional litigation finance company or bank.
Coverage for expenses like payroll, operating costs, advertising, discovery, etc.
Funds are repaid only if the case wins, out of the settlement amount (term-based payback).
No out-of-pocket costs, hidden fees, or middlemen.
Interest rates are calculated based on the risk of each individual case.
A fast, hassle-free application and approval process.
You can afford to work on a contingency fee basis to serve your clients.

Types of Funding Available to Plaintiffs

FCA Legal Funding also offers funding options to plaintiffs, which enable attorneys to continue cases and follow through to a personal injury settlement. Our options for litigation financing include:

Pre-Settlement Loans

More a cash advance rather than a traditional loan, legal funding does not impose strict payment terms and tight deadlines. There is no income or credit history check. Personal injury clients often face time out of work and a mountain of medical bills, so are not able to afford legal costs. Funding is determined using relevant case information along with witness accounts, police reports, medical records, and other documents plus details from accident attorneys. Our underwriters use this information to make a no-obligation offer.

Post-Settlement Funding

Once your case reaches a settlement, that does not mean your plaintiff will be paid right away. Securing the proceeds can take a while. Appeals and defendants who are less than eager to pay up can delay the process. Rent, mortgage, and medical bills will still be due. Auto accident and product recall cases take longer to pay out, as do those involving an insurance company or the state of California. Higher settlement amounts, the number of plaintiffs involved, and the terms of the payout can affect the timeframe as well.

Lawsuit Cash Advance

It’s not uncommon for attorneys to face unanticipated financial burdens. Our Lawsuit Cash Advance REFI / Cash Out Program is available if you opt to refinance a previous cash advance or have self-funded a client. It can avoid closing a case due to financial issues or having a plaintiff settle early. The process, which works like refinancing home mortgage loans, enables you to obtain an advance with a different term and lower interest rate. And… you may even qualify for an additional cash advance on top of prior financing.

Settlement Acceleration Program

Contrary to common belief, financial solutions aren’t usually available as soon as a settlement is reached. It can take weeks, months, or even years to receive the full proceeds. Our settlement acceleration program addresses this by pulling cash from a future settlement, similar to a reverse mortgage or home equity. Once the settlement amount is received, the cash is paid back as a percentage of the total. Meanwhile, an advance can be used to pay debt, rent, medical bills, and litigation expenses.

FCA Legal Funding: Reputable Pre-Settlement Funding Team

Legal funding or lawsuit funding for attorneys enables personal injury plaintiffs to obtain advances against their pending or settled case so they have the funds to cover their expenses while their case progresses.

What your law firm needs to know:

Your client can get approved and funded the same day if we get the necessary signatures
Applications can be done over the phone in less than 7 minutes
Approval requires accepted liability, a copy of the police report, medical bills summary with amounts, and images
FCA gets paid when the case settles and assumes the client’s position up to the amount due with the balance going to the client
FCA will reduce the payment to a portion of what everyone else does should the case not settle as expected
If the case is lost, the client owes nothing to FCA

Oftentimes, clients have pressing financial needs such as their medical care and basic expenses, and are unable to wait for their potential settlement. This can unfortunately force their lawyer to settle their injury claim for pennies on a dollar.

What Your Firm Stands to Gain with FCA Legal Funding

How attorneys benefit from lawsuit funding:

Protection from “ethical issues” as described in the state bar related to self-funding
Protects your after-tax income by allowing us to take the risk for you
Increases law firm cash flow by allowing you to refinance advances which are self-funded or by other funding companies

Litigation funding for attorneys can benefit the legal process in many ways. For a lawyer, it can cover office expenses, so your team can move forward. Litigation expenses may also be covered. Litigation, from discovery to trial, can cost more than most clients can afford. Most personal injury clients are in a tough financial spot. Attorney funding can bypass this issue, allowing the case to continue.

It can take weeks, months, or sometimes years to settle a case and get the money. No matter how long it will take, litigation financing can support the case, attorney’s financial requirements, and the client’s needs until they are paid, allowing the client to proceed with a case.

Apply For California Pre-Settlement Funding For Your Law Practice

Cases We Fund

We can provide litigation funding for a wide range of cases so there is less pressure on your client, including:

Auto Accidents

Auto Accidents: Car accidents affect millions and kill tens of thousands annually in the U.S. Victims may include drivers, passengers, cyclists, and pedestrians. Lives are changed in an instant, and a plaintiff may be left unable to work or perform basic day-to-day activities. Legal funding can cover their medical bills, litigation costs, and personal expenses, while we negotiate with the defendant’s insurance company.

Personal Injury

Personal injury: Personal injury lawsuits can be complex. It may be a motor vehicle accident, slip and fall, dog bite, burn injury, traumatic brain injury, or premises liability case. Once a client hires you and file a claim, you can apply for legal funding. Our team will contact you to discuss the case and determine a funding amount.

Product Liability

Product Liability: Consumers assume products are safe, but electronics, tools, and other consumer products have caused serious injuries. Defective or improperly fitted automobile parts and defective/poor quality industrial machinery, tools, and equipment have as well. The resulting medical bills and litigation costs can be high, but legal funding for attorneys can keep a case going to settlement.

Medical Malpractice

Misdiagnosis and mistakes during surgeries are just a couple of examples, but defective medical devices put patients at risk all to often. These include hernia mesh, knee and hip replacements, and transvaginal mesh. Litigation funding can help you proceed with a complex case that may involve fights with powerful insurance companies.

Pharmaceutical Drugs

Pharmaceutical Drugs: Consumers assume pharmaceuticals (both prescribed and over-the-counter) are safe. However, improper formulations and dosages, harmful ingredients, and mislabeled packaging can put them in harm’s way. Legal cases have involved lawsuits against makers of GranuFlo, Xarelto, and talcum powder.

Athlete Injuries

Athlete Injuries: Concussion lawsuits against the NCAA, NFL, WWE, and NHL have been in recent headlines. If your client is in one of these categories or is filing a Pop Warner lawsuit, we can fund the case, so your resources can be put towards reaching a settlement.

Labor Law

Labor Law: The law firms and insurers of construction, train, and marine vessel and equipment companies are experienced and aggressive. Our team can provide your case with funding so the resources are available to proceed with lawsuits against these firms and get your client compensated.

Accounts Receivables

Accounts Receivables: We provide attorney, surgery, and case or receivable funding, and work with medical or doctor receivables and settled cases of all types.

Options for Litigation Financing for Attorneys

We offer a couple of options, both which are a more practical and affordable alternative to a lawsuit loan for attorneys.

Lawsuit Cash Advance REFI / Cash Out Program

Attorneys often encounter clients who are short on cash. They are often facing unanticipated financial burdens, which can force them to settle early or avoid a case. Whether your client has a previous cash advance or your firm has self-funded them, we can refinance the advance similar to how home mortgage loans are refinanced.
In the process, a new advance is created with a different term and lower interest rate. The overall cost of the advance is reduced. If you’ve funded your client, you can shift the risk to FCA Legal Funding. You may also qualify for an additional advance, meaning a greater cash out and more financial support for your client.

Settlement Acceleration Program

Settlements sometimes take years to reach, but our settlement acceleration program works like a reverse mortgage, so you get funding and pay it back only under certain circumstances. Cash, pulled from a future settlement, is paid back as a percentage of the final settlement amount.
Pre-settlement funding for an attorney doesn’t require a credit check. Approval is based solely on the facts of the case. The funding is a sort of future asset, and similar to home equity. Better yet, there are no restrictions on how the settlement advance is used; it can be applied to litigation expenses, debt, medical bills, rent, and more.

If your clients need money today, complete our simple application or call us at (310) 424-5176!

California’s Lawsuit Cash Advance Specialists

We are currently helping a significant number of attorneys in California with lawsuit cash advance requests from clients unable to pay their daily expenses. These advances afford attorneys ample time to negotiate higher settlements by not being forced by the client to settle prematurely.

This program has been misclassified as many things such as an accident or lawsuit loan; however, unlike a loan, no collateral or review of an applicant’s credit profile is necessary to qualify for funding since funding is based on the merits of the case. Furthermore, with pre-settlement funding in California, the plaintiff pays a previously determined amount based on potential proceeds upon actual settlement.

Attorney Lawsuit Funding FAQs

How does California plaintiff lawsuit funding fit into my law practice?

As you may have experienced, you have to expect the unexpected in the legal profession, especially while navigating what could be a long process in getting the best possible settlement for your injured client. You can’t allow for the insurance company to hold out in settling a claim while your client is slowly drowning in anxiety over their bills and other financial responsibilities.
The process is simple:
1. The plaintiff contacts FCA Legal Funding for a cash advance.
2. Your firm will be required to provide specific case information.
3. Once the details have been received, the case is reviewed by our underwriter who determines the viability of funding.
4. If approved, an agreement is drafted and sent to the plaintiff and their attorney.
5. Once executed, the funds can be picked up at our local office in downtown Los Angeles (for free), wire transferred to their personal account (for a fee), or send via UPS/FEDEX delivery (for a fee).< 6. Plaintiff funding is a non-recourse purchase interest against the future settlement. 7. Upon settlement of the case, the law firm will have a duty to request a payoff as per our agreement and payback funds from their trust account on behalf of the plaintiff to satisfy the cash advance lien.

How are pre-settlement funding cases evaluated?

We evaluate the case with some basic information from you:

Copy of the Police Report / Incident Report
Policy limits
Summary of the medical bills
Images (if available)

Our unique lawsuit cash advance will not require payment during the term of the case until a final settlement is reached. These advances are Non-Recourse, which means if the case is lost, nothing is due.

What is litigation financing?

Litigation financing is a process in which a third-party firm funds a lawsuit. In the end, a portion of a future financial recovery is returned to pay back the advance. Non-recourse funding means repayment is not required if the lawsuit does not win.

Who can apply for litigation financing?

An attorney or their client can apply for litigation funding. The attorney has the final say as to whether to sign off on a litigation finance offer.

What can this legal funding be used for?

Non-recourse capital can be used to pay attorneys’ fees, litigation expenses, or provide clients with post-settlement funding prior to payment. It can also cover operational expenses, deposition costs, mediations, and receiving witness reports.

What kind of cases does FCA Legal Funding cover?

FCA Legal Funding finances any meritorious personal injury case, whether it is in a pre-judgement, post-settlement, or post-judgement phase.

How is litigation funding for attorneys different from lawsuit loans?

Contrary to a lawsuit loan for attorneys, attorney funding does not require monthly payments, credit checks, or upfront fees (aside from underwriting costs paid when the advance is due). Also, advances are repaid only if the case settles favorably.

How do I know my client or my law firm is approved for lawsuit funding?

We go over the details upon receiving the application form, and assess the case by comparing it to many others. Once our underwriter determines a funding amount, we notify the client and their attorney.

How do I apply for litigation funding for attorneys?

Our application process takes just a few minutes. Just fill out our online form and we contact the attorney for more information. Once we receive all the details we need, litigation financing may be available within 24 hours.

Legal funding is an attorney-friendly process. Call FCA Legal Funding today and discuss how we can work with you on your client’s claim! Call (310) 424-5176 or email info@fundcapitalamerica.com.