Attorney Funding for California Law Firms

FCA Legal Funding helps attorneys obtain non-recourse lawsuit funding, often within 24 hours. We use only the facts of the case to determine how much to provide. Gone are the days when you had to resort to business financing, which is often hard to obtain. We provide attorney pre-settlement funding in California to cover a variety of expenses. You can therefore serve your personal injury plaintiffs, who in turn benefit from funds to cover their expenses while a case is pending.

What Is Attorney Funding?

Attorney funding is not a lawsuit loan. It is a form of case funding or lawsuit financing, a non-recourse investment to help you take on a case. Nothing is paid out of pocket, by you or your plaintiffs. The principle, fees, and terms are determined on a case-by-case basis. Our underwriter can estimate the value of the case, the financial impact of plaintiff’s personal injuries, and how much the legal process will cost.

Lawsuit funding can be used pre-settlement or post-settlement. At FCA Legal Funding, we know the process before, during, and after a case settles can be long and costly. We have therefore developed a funding process, so your firm has capital right when you need it. Attorney funding is a financial solution that can help both your law firm and your clients.

Why Should I Apply for
Attorney Funding?

Legal funding is more advantageous to law firms and plaintiffs than loans. There are no application fees, credit checks, or other factors to inhibit your search for financing. The process also does not require paperwork, adding efficiency and environmental sustainability. Funding expedites the legal process as well, from filing claims to discovery, to bringing in expert witnesses and even going to trial, if necessary.

The benefits of legal funding for your firm also include:

  • More capital than a traditional litigation finance company or bank.
  • Coverage for expenses like payroll, operating costs, advertising, discovery, etc.
  • Funds are repaid only if the case wins, out of the settlement amount (term-based payback).
  • No out-of-pocket costs, hidden fees, or middlemen.
  • A fast, hassle-free application and approval process.
  • You can afford to work on a contingency fee basis to serve your clients.

A legal case, even if it doesn’t go to trial, can last for months or years. Without a means to predict the outcome, legal funding is needed to cover the costs. This gives your firm more spending power to take on insurance companies with massive budgets to hire the best attorneys and maintain their position.

Types of Funding Available
to Plaintiffs

FCA Legal Funding also offers funding options to plaintiffs, which enable attorneys to continue cases and follow through to a personal injury settlement. Our options for litigation financing include:

Pre-Settlement Loans

More a cash advance rather than a traditional loan, legal funding does not impose strict payment terms and tight deadlines. There is no income or credit history check. Personal injury clients often face time out of work and a mountain of medical bills, so are not able to afford legal costs. Funding is determined using relevant case information along with witness accounts, police reports, medical records, and other documents plus details from accident attorneys. Our underwriters use this information to make a no-obligation offer.

Post-Settlement Funding

Once your case reaches a settlement, that does not mean your plaintiff will be paid right away. Securing the proceeds can take a while. Appeals and defendants who are less than eager to pay up can delay the process. Rent, mortgage, and medical bills will still be due. Auto accident and product recall cases take longer to pay out, as do those involving an insurance company or the state of California. Higher settlement amounts, the number of plaintiffs involved, and the terms of the payout can affect the timeframe as well.

Lawsuit Cash Advance

It’s not uncommon for attorneys to face unanticipated financial burdens. Our Lawsuit Cash Advance REFI / Cash Out Program is available if you opt to refinance a previous cash advance or have self-funded a client. It can avoid closing a case due to financial issues or having a plaintiff settle early. The process, which works like refinancing home mortgage loans, enables you to obtain an advance with a different term and lower fees. And… you may even qualify for an additional cash advance on top of prior financing.

Settlement Acceleration Program

Contrary to common belief, financial solutions aren’t usually available as soon as a settlement is reached. It can take weeks, months, or even years to receive the full proceeds. Our settlement acceleration program addresses this by pulling cash from a future settlement, similar to a reverse mortgage or home equity. Once the settlement amount is received, the cash is paid back as a percentage of the total. Meanwhile, an advance can be used to pay debt, rent, medical bills, and litigation expenses.

FCA Legal Funding: Reputable Pre-
Settlement Funding Team

Legal funding or lawsuit funding for attorneys enables personal injury plaintiffs to obtain advances against their pending or settled case so they have the funds to cover their expenses while their case progresses.

What your law firm needs to know:

  • Your client can get approved and funded the same day if we get the necessary signatures
  • Applications can be done over the phone in less than 7 minutes
  • Approval requires accepted liability, a copy of the police report, medical bills summary with amounts, and images
  • FCA gets paid when the case settles and assumes the client’s position up to the amount due with the balance going to the client
  • FCA will reduce the payment to a portion of what everyone else does should the case not settle as expected
  • If the case is lost, the client owes nothing to FCA

Oftentimes, clients have pressing financial needs such as their medical care and basic expenses, and are unable to wait for their potential settlement. This can unfortunately force their lawyer to settle their injury claim for pennies on a dollar.

Cases We Fund

We can provide litigation funding for a wide range of cases so there is less pressure on your client, including:

Auto AccidentsCar accidents affect millions and kill tens of thousands annually in the U.S. Victims may include drivers, passengers, cyclists, and pedestrians. Lives are changed in an instant, and a plaintiff may be left unable to work or perform basic day-to-day activities. Legal funding can cover their medical bills, litigation costs, and personal expenses, while we negotiate with the defendant’s insurance company.
Personal injury: Personal injury lawsuits can be complex. It may be a motor vehicle accidentslip and falldog biteburn injurytraumatic brain injury, or premises liability case. Once a client hires you and file a claim, you can apply for legal funding. Our team will contact you to discuss the case and determine a funding amount.
Product Liability: Consumers assume products are safe, but electronics, tools, and other consumer products have caused serious injuries. Defective or improperly fitted automobile parts and defective/poor quality industrial machinery, tools, and equipment have as well. The resulting medical bills and litigation costs can be high, but legal funding for attorneys can keep a case going to settlement.
Misdiagnosis and mistakes during surgeries are just a couple of examples, but defective medical devices put patients at risk all to often. These include hernia mesh, knee and hip replacements, and transvaginal mesh. Litigation funding can help you proceed with a complex case that may involve fights with powerful insurance companies.

Pharmaceutical Drugs: Consumers assume pharmaceuticals (both prescribed and over-the-counter) are safe. However, improper formulations and dosages, harmful ingredients, and mislabeled packaging can put them in harm’s way. Legal cases have involved lawsuits against makers of GranuFlo, Xarelto, and talcum powder.

Athlete Injuries: Concussion lawsuits against the NCAA, NFL, WWE, and NHL have been in recent headlines. If your client is in one of these categories or is filing a Pop Warner lawsuit, we can fund the case, so your resources can be put towards reaching a settlement.
Labor Law: The law firms and insurers of construction, train, and marine vessel and equipment companies are experienced and aggressive. Our team can provide your case with funding so the resources are available to proceed with lawsuits against these firms and get your client compensated.
Accounts Receivables: We provide attorney, surgery, and case or receivable funding, and work with medical or doctor receivables and settled cases of all types.

Attorney Lawsuit Funding FAQs

As you may have experienced, you have to expect the unexpected in the legal profession, especially while navigating what could be a long process in getting the best possible settlement for your injured client. You can’t allow for the insurance company to hold out in settling a claim while your client is slowly drowning in anxiety over their bills and other financial responsibilities. The process is simple: 1. The plaintiff contacts FCA Legal Funding for a cash advance. 2. Your firm will be required to provide specific case information. 3. Once the details have been received, the case is reviewed by our underwriter who determines the viability of funding. 4. If approved, an agreement is drafted and sent to the plaintiff and their attorney. 5. Once executed, the funds can be picked up at our local office in downtown Los Angeles (for free), wire transferred to their personal account (for a fee), or send via UPS/FEDEX delivery (for a fee).< 6. Plaintiff funding is a non-recourse purchase interest against the future settlement. 7. Upon settlement of the case, the law firm will have a duty to request a payoff as per our agreement and payback funds from their trust account on behalf of the plaintiff to satisfy the cash advance lien.
We evaluate the case with some basic information from you:
  1. Copy of the Police Report / Incident Report
  2. Policy limits
  3. Summary of the medical bills
  4. Images (if available)
Our unique lawsuit cash advance will not require payment during the term of the case until a final settlement is reached. These advances are Non-Recourse, which means if the case is lost, nothing is due.
Litigation financing is a process in which a third-party firm funds a lawsuit. In the end, a portion of a future financial recovery is returned to pay back the advance. Non-recourse funding means repayment is not required if the lawsuit does not win.
An attorney or their client can apply for litigation funding. The attorney has the final say as to whether to sign off on a litigation finance offer.
Non-recourse capital can be used to pay attorneys’ fees, litigation expenses, or provide clients with post-settlement funding prior to payment. It can also cover operational expenses, deposition costs, mediations, and receiving witness reports.
FCA Legal Funding finances any meritorious personal injury case, whether it is in a pre-judgement, post-settlement, or post-judgement phase.
Contrary to a lawsuit loan for attorneys, attorney funding does not require monthly payments, credit checks, or upfront fees (aside from underwriting costs paid when the advance is due). Also, advances are repaid only if the case settles favorably.
We go over the details upon receiving the application form, and assess the case by comparing it to many others. Once our underwriter determines a funding amount, we notify the client and their attorney.
Our application process takes just a few minutes. Just fill out our online form and we contact the attorney for more information. Once we receive all the details we need, litigation financing may be available within 24 hours.
Legal funding is an attorney-friendly process. Call FCA Legal Funding today and discuss how we can work with you on your client’s claim! Call (310) 424-5176 or email info@fundcapitalamerica.com.
FCA Legal Funding comes highly-rated due to our professional customer service & fast 24-hour cash advance for a variety of accidents. Browse our reviews to see what our customers have to say!