Law Firm Funding & Case Cost Financing in California

Empowering Legal Professionals with reliable Capital Solutions

Managing a legal practice in California—whether a small solo office or a fast-growing litigation firm—requires consistent cash flow. But what happens when your capital is tied up in long, complex cases that won’t settle for months—or even years? That’s where Fund Capital America steps in.

We offer flexible, non-recourse law firm funding solutions that provide working capital when you need it most—without the personal financial risk. From attorney lines of credit to case cost financing, our legal funding services are tailored to help you focus on what matters: winning cases and serving clients.

Fund Capital America - FCA Legal Funding

4.9

Based on 231 reviews

Barbara L.

21:58 03 Feb 25

Nice office nice staff very fast service

gino M.

01:56 10 Jan 25

Was very happy with the policy limits search results I got from them. 5 stars!

Josh F.

21:10 06 Jan 25

FCA is an amazing resource for us and Robel specifically. He makes sure that all of our clients are taken care of, and he is one phone call away from us always being able to contact him. From policy checks to cash advances, he is our go to!! Highly recommend!

R F

04:12 09 Nov 24

Props to Robel Lorenzo for intruducing us to their services. Robel and his team ( with Ms. Jozel) are very helpful and quick to respond with every inquiries our office have. Robel explains their services thoroughly which makes everything easy for us new to this services. The team are very responsive via email or calls. The results we get are very much accurate and we get the result earlier than expected.

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Rosalie F. with Law Offices of Jason Y. Lie

Accident Lawyer of California, P.

20:18 09 Sep 24

Amazing company for client case funding and policy searches. I hear there are some even better things to come, that will make them a complete one stop shop for anything and everything personal injury.

Also, my account Manager Robel is the best! He takes great care of my firm and client needs.

Dulce H.

22:08 05 Aug 24

I was really impressed with the level of service I received from Robel. I had a great experience with the customer service team at this company. They were very responsive and helpful, and they were able to resolve my our client's request quickly. I would definitely recommend this company to others.

Dulce, Case Manager at
Law Offices of Barry Zelner

tahlia P.

21:51 24 Jul 24

The One Stop Shop ! ✨✨✨✨ I have been working with FCA for 2 years now and they are very communicative with their services . Robel comes to check in with us periodically and is the nicest and most professional representative, he always keeps up to date with any new services FCA has to offer. We also know we can count on him if we need a cash advance asap ! Fca has great turn around times for policy limit searches too which is a tremendous help to our cases ! I’m grateful to work with Robel and FCA , and would recommend anyone in the PI field to contact them for their cases, they have cash funding to limits search to a medical directory .

What is Law Frim Funding?

Law firm funding provides capital to attorneys and legal practices based on the expected value of future case settlements. It is a non-recourse financial service, meaning repayment is only required when the case successfully settles or concludes favorably. This allows law firms to:

Cover operating costs
Pay staff and vendors
Fund litigation expenses
Grow without dipping into personal reserves

Unlike traditional loans, law firm funding doesn’t require collateral or fixed monthly payments, making it a smart, low-risk financial solution for legal teams.

How Does Law Firm Funding Work?

Our process is fast, confidential, and attorney-friendly:

Case Evaluation – Submit your case details. We assess the merits and projected settlement value.
Approval & Funding – If approved, we offer an attorney line of credit or case cost financing based on the strength of your portfolio.
Draw When You Need – Access funds on-demand. Interest only accrues on drawn amounts.
Repay Post-Settlement – Repay the principal from the case’s proceeds—no payments due during litigation.

This financing model gives you breathing room to litigate thoroughly without the burden of monthly loan payments.

Benefits of Law Firm Funding Services

Grow Your Practice Without Delay

Use funding for hiring, legal software, office upgrades, or marketing—without draining your firm’s cash reserves.

Stabilize Cash Flow

Avoid disruptions in payroll, operations, and business development. Ensure your team always has what they need to move cases forward.

Fight for Bigger Settlements

No more accepting early lowball offers. Case cost financing allows you to see cases through and maximize client payouts.

Avoid Risky Traditional Loans

Law firm funding is non-recourse. That means no personal liability, no asset risk, and no credit impact.

Pricing

No Results, No Charge.

$ 175 Starting at

*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
3-5 Business days average processing time
2 Business Days +$50
12 Business Hours +$90
6 Business Hours +$120
Includes complimentary umbrella verification
Umbrella Limits, if found, are available for puchase for an additonal $85
Medpay Search

$ 200 Starting at

*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
3-5 days average processing time

$ 195 Starting at

*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
5 - 10 business days processing time.
Includes complimentary umbrella verification
Umbrella Limits, if found, are available for puchase for an additonal $85

$ 305 Starting at

*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
5 - 10 business days processing time.
2 Business Days +$100
12 Business Hours +$200
6 Business Hours +300
Umbrella verification NOT included

$ 300 Starting at

*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
5 - 10 business days processing time

$ 499 Starting at

Up to 30 days processing time
*$150 fee applies if NO-HIT
7 Business days +$80

$ 549 Starting at

Up to 30 days processing time
*$150 fee applies if NO-HIT
7 Business days +$80

$ 599 Starting at

Up to 30 days processing time
*$150 fee applies if NO-HIT
7 Business days +$80

Who We Fund

We provide law firm funding for personal injury attorneys and firms across California handling cases such as:

Car & Motorcycle Accidents
Pedestrian & Bicycle Accidents
Construction Site Injuries
Premises Liability & Slip and Fall
Dog Bites & Animal Attacks
Product Liability Claims

Our underwriters assess your case strength—not your credit score—when determining your funding eligibility.

Law Firm Banking Services

In addition to funding, we offer banking and financial tools tailored to the legal profession:

Attorney operating accounts
Expense tracking solutions
Direct deposit and trust account integrations
Secure and fast fund disbursement services

We understand law firms have unique financial needs. Our services are designed to simplify your operations while keeping you financially agile.

Why Choose Fund Capital America?

California-Based – Deep understanding of the local legal landscape

Fast Turnaround – Funding approvals within 24–48 hours

Non-Recourse Model – Risk-free capital that aligns with case success

Trusted by Law Firms – Decades of experience funding litigation practices

Our mission is simple: Provide reliable financial support to law firms so they can fight for justice without compromise.

Law Firm Funding & Case Cost Financing in California