Get the help you need today with personal injury funding. If you’ve experienced an injury resulting from someone else’s negligence and you’re currently engaged in a lawsuit, it can take months to receive a settlement, and you may feel like your bills are piling up. FCA specializes in helping people like you get the funding they need in as little as 24 hours. Keep reading to learn more about personal injury lawsuit funding and your options. 

What Is Personal Injury Lawsuit Funding?

Accidents happen, but that doesn’t mean you should pay for someone else’s negligence. That’s why it’s important to engage a personal injury lawyer as soon as possible. They’ll ensure you have the support you need to file a lawsuit and receive the compensation you deserve. 

In many personal injury cases, the plaintiff — or person injured — often acquires hefty medical bills, lost wages, and other damages from their injuries. A lawsuit can help you get compensation for those damages, but it can take time — time your creditors may not give you. 

That’s where personal injury funding comes in. It’s a non-recourse financial option that bases a loan amount on the strength of your settlement, not your credit history or income. If you don’t win, you don’t repay us. It’s less of a loan and more of a cash advance on the anticipated settlement amount.

Why Would Someone Need Personal Injury Lawsuit Funding?

For the plaintiff, the most difficult part of any lawsuit is the timeline. Personal injury lawsuits can take months or years to settle. That’s where lawsuit funding for living expenses, medical bills, and other costs comes in handy. Sometimes, you may even need lawsuit funding for legal fees if your attorney can’t cover their costs until a settlement is reached. 

Many of our clients are common folks who were in the wrong place at the wrong time. Now, they’re struggling under a mountain of medical bill debt and unable to work as a result of their injuries. Funding allows you to get relief during the often drawn-out process. You can use your personal injury lawsuit funding for lost wages to pay your rent, mortgage, and utility bills. How you use it is up to you.

Who Qualifies for Personal Injury Lawsuit Funding? 

The eligibility requirements for personal injury lawsuit funding are based on the strength of your case. We fund most types of personal injury lawsuits, including:

We assess funding on a case-by-case basis. If yours isn’t listed, call our offices today to see if you’re eligible for lawsuit funding for medical bills, lost wages, and other costs.

How to Apply for Personal Injury Lawsuit Funding

Apply for lawsuit funding in minutes using our online form. When we receive your completed form, we’ll contact you and your lawyer to discuss the case. Each personal injury case is different, with its own challenges and details, and it’s important we get all the facts as soon as possible.  

The repayment process begins once you receive your settlement. Your terms are based on several factors, including your percentage of liability and insurance coverage. The risk the lender takes on determines your interest rate. For example, cases close to settling with a high chance of a suitable payout are lower risk, whereas cases with little evidence just at the start of the process carry a higher risk for the lender.

Advantages of Personal Injury Lawsuit Funding

Personal injury legal funding has many advantages for the plaintiff. A lawsuit aims to get fair compensation for the damages you received due to someone else’s recklessness or negligence. Among those damages are your medical bills, lost wages, pain and suffering, disfigurement, disability, and more. Use your lawsuit funding for medical bills and other expenses today rather than wait until the settlement comes in. 

If you settle for less than what you owe, you’re under no obligation to pay it back, making the funding completely risk-free. Traditional loans involve undergoing credit and employment history checks, and your payback payments begin right away, even if you’re not able to return to work yet. 

Common Concerns About Lawsuit Funding

It’s normal to have concerns about lawsuit funding. Few personal injury plaintiffs are law experts, and the legal terms and process can be overwhelming. Rest assured, our process is clear, and we take on all risks. You’ll never have any upfront or out-of-pocket costs. 

Get the Support You Need 

If bills are piling up during your personal injury case, don’t delay — contact FCA today. We help personal injury plaintiffs in California get cash for their medical bills, lost wages, and more. 

Frequently Asked Questions

How much can I get from personal injury lawsuit funding and how long does it take?

We can fund up to $100,000, providing you with your funds in as little as 24 hours. Don’t delay, apply today.

What happens if I lose my case? Do I still have to repay the funding?

You don’t have to repay the funding if you lose your case, and there are no out-of-pocket costs or upfront payments. We take care to only fund cases with a strong chance of winning.  

Will using lawsuit funding affect my credit score or financial situation?

Lawsuit funding shouldn’t affect your credit score. We don’t run a credit check or speak to your employer at any time during the process.