- Financial Risks for Plaintiffs: After an accident in Long Beach, victims often face mounting bills and lost wages while waiting for settlements, which can lead to late payments that damage their credit scores.
- How Cash Advances Help: Cash advances (or pre-settlement funding) provide immediate access to funds, allowing plaintiffs to pay essential bills like rent and utilities on time, thereby safeguarding their credit health.
- No Credit Impact: This funding is not a traditional loan; it requires no credit checks to apply, and because it is non-recourse, it does not affect the borrower’s credit score.
After a car accident in Long Beach, many plaintiffs face mounting medical bills, lost wages, and daily expenses while waiting for their settlement. Imagine needing surgery, but rent and utilities are due this month.
Late payments can pile up quickly, damaging your credit score and creating more stress on top of your injury.
This is where cash advances or pre-settlement funding can make a real difference. By providing access to funds before your case resolves, these tools can help you cover expenses without putting your financial future at risk.
The Real Cost of Waiting for a Settlement
Most personal injury cases take months or even years to settle. During this time, plaintiffs often struggle to manage:
- Medical bills for hospital visits, surgeries, and therapy
- Everyday living expenses, including rent, utilities, and groceries
- Lost income from time off work
Without access to funding, late payments and increased credit card balances can harm your credit score. This makes it harder to get loans, rent an apartment, or even manage monthly bills.
What Is a Cash Advance or Pre-Settlement Funding?
A cash advance or pre-settlement funding is a financial solution for plaintiffs who need money while waiting for a personal injury settlement. Key points include:
- Non-recourse funding: You only repay if your case wins or settles
- No impact on credit: Since it is not a traditional loan, it does not affect your credit score
- Fast access to money: Funds are often available within 24 to 48 hours
This type of legal funding allows plaintiffs to cover essential expenses without relying on high-interest loans or maxing out credit cards.
How Cash Advances Protect Your Credit Score
Accessing a cash advance can directly safeguard your credit. Here’s how:
- Prevent late payments: Pay medical bills, rent, and utilities on time
- Reduce debt stress: Avoid high credit card balances that increase utilization ratios
- Maintain credit health: Keep your score intact for future financial needs
Treat a pre-settlement funding like an emergency resource for essential bills. It’s a financial safety net, not extra spending money.
Choosing the Right Legal Funding
Not all funding providers are the same. To ensure you maximize credit protection, consider:
- Transparency of fees: Understand interest rates and repayment terms upfront
- Non-recourse structure: Make sure repayment is only required if your case is successful
- Reputable funders: Choose providers experienced with personal injury funding in California
Tips for selecting a funder:
- Verify the company has a clear history of working with plaintiffs
- Confirm there are no hidden charges that could increase debt risk
- Ask how quickly funds are disbursed to avoid late bills
What You Should Know
Cash advances and pre-settlement funding provide a practical solution for plaintiffs in Long Beach who need financial relief during a personal injury case. By covering medical expenses, lost wages, and everyday bills, you can protect your credit score and reduce stress while your case proceeds. Fund Capital America offers trusted pre-settlement funding to plaintiffs in Long Beach and throughout California. Contact FCA today to secure funds and keep your credit score intact while your case is underway.
Who is Fund Capital America?
Since 2006, Fund Capital America (FCA) has been a trusted leader in pre-settlement funding, providing cash advance loans to plaintiffs in personal injury and accident cases. Over the years, FCA has proudly served thousands of law firms and tens of thousands of clients, helping them navigate the financial challenges of litigation. While our core service is pre-settlement funding, we also offer a comprehensive range of services to support law firms and their clients from the beginning of the case to the final settlement check distribution.
Fund Capital America’s Services
In addition to pre-settlement funding, FCA provides a broad array of services designed to alleviate the financial and administrative burdens on injury victims, law firms, and medical professionals. Our services include:
- Pre Settlement Funding
- Policy Limits
- Doctor & Medical Facility Directory
- Doctor & Medical Facility Scheduling
- Language Services
- Investigation Services
- Medical Legal Finance
- Surgery Funding
- Medical Lien Funding
- Law Firm Funding & Law Firm Banking Services
- Law Firm Line of Credit
- Medical Receivables Financing
- Law Firm Services
Get the Legal Funding Support You Need in Just 5 Minutes!
Here’s how it works:
Fill out our application form: It takes just 5 minutes to provide the necessary details about your case.
Get prequalified: Our team will review your application and get back to you swiftly, often within hours.
Need assistance? Call us at the number provided for immediate support from our knowledgeable staff.
Don’t let financial stress prevent you from focusing on your recovery. Apply now to secure your lawsuit cash advance!
