When you’re involved in a personal injury lawsuit and struggling with medical bills, rent, or lost income, waiting for a settlement can feel like an uphill battle.
That’s where lawsuit funding comes in. But to access this financial support, you’ll need to provide the right paperwork.
This guide explains the lawsuit funding documentation requirement, so you know exactly what to prepare and how to speed up the process.
What is Lawsuit Funding?
Lawsuit funding—also known as a pre-settlement funding—is not a loan. It’s a non-recourse cash advance given to plaintiffs based on the projected outcome of their legal claim. If you win or settle your case, you repay the amount (plus fees). If you lose, you owe nothing.
This type of funding is especially common in personal injury lawsuits, such as car accidents, workplace injuries, or slip-and-fall cases. It helps bridge the financial gap while your case moves through the courts.
Why Documentation Matters for Funding Approval
Legal funding companies take on risk when providing a cash advance. To make a responsible decision, they must evaluate the strength of your case. That’s where your documentation comes in.
Submitting the correct documents shows that your lawsuit is active, valid, and likely to succeed. It also helps the funder determine the potential value of your settlement and how much funding you qualify for.
Required Documents for Lawsuit Funding
Here are the essential documents typically needed to secure lawsuit funding:
1. Attorney Representation Letter
Lawsuit funding companies will not work with unrepresented plaintiffs. You’ll need a letter from your attorney confirming that they’re handling your case and are aware of your funding request.
2. Police Report or Incident Report
If the case involves a car accident, assault, or public injury, the police report provides key facts—such as time, location, and parties involved. It adds legitimacy to your claim.
3. Medical Records
Medical records show the extent of your injuries, the treatment you’ve received, and whether you’re still undergoing care. They’re crucial for evaluating personal injury damages.
4. Insurance Documentation
Any communication with insurance companies—whether approvals, denials, or settlement offers—helps establish the steps you’ve already taken toward compensation.
5. Filed Complaint or Legal Filing
This document shows your lawsuit has been filed in court. It includes the case number, the names of involved parties, and the nature of the lawsuit.
6. Demand Letter or Damages Summary
Your attorney may prepare a formal letter outlining the financial damages you’re seeking. This can support your eligibility for a higher lawsuit cash advance.
7. Existing Settlement Offers (if applicable)
If there’s already a settlement offer on the table, funding companies will want to see it. This confirms that your case is progressing toward resolution.
What Happens During Case File Review?
Once you submit your documents, the funding company performs a case file review to assess:
- Liability: Who’s at fault?
- Damages: How severe are the injuries and financial losses?
- Legal representation: Are you working with a reputable attorney?
- Timeline: How close is your case to settlement?
The review process usually takes 24 to 72 hours. If approved, you’ll receive the funds shortly after—sometimes within the same day.
What If You’re Missing Certain Documents?
If you don’t have all the documents on hand, don’t panic. Some documents, like updated medical records or settlement negotiations, can be submitted later. However, your application may be delayed until everything is received.
Your attorney plays a key role here. Most of the documentation will be in their possession or within their power to obtain. Keeping open communication with your lawyer can prevent avoidable delays.
Tips for Faster Approval
To speed up your lawsuit funding process, follow these best practices:
- Work closely with your attorney. They know what documents funders require.
- Submit clear, complete copies of all paperwork.
- Make sure everything is signed and dated.
- Respond promptly if the funding provider requests additional info.
The more prepared you are, the faster your funds will arrive.
What You Should Know
Lawsuit funding can be a lifeline for plaintiffs facing financial strain during a lengthy legal process. But the speed and success of your application depend heavily on having the right lawsuit funding documentation.
By understanding what’s required like police reports, medical records, and legal filings, you’ll be better equipped to get the financial support you need. This not only helps you manage daily expenses but also allows you to stay focused on winning your case.
If you’re considering legal funding for a personal injury claim, make sure your paperwork is ready and get the help you need without unnecessary delays.
Who is Fund Capital America?
Since 2006, Fund Capital America (FCA) has been a trusted leader in pre-settlement funding, providing cash advance loans to plaintiffs in personal injury and accident cases. Over the years, FCA has proudly served thousands of law firms and tens of thousands of clients, helping them navigate the financial challenges of litigation. While our core service is pre-settlement funding, we also offer a comprehensive range of services to support law firms and their clients from the beginning of the case to the final settlement check distribution.
Fund Capital America’s Services
In addition to pre-settlement funding, FCA provides a broad array of services designed to alleviate the financial and administrative burdens on injury victims, law firms, and medical professionals. Our services include:
- Pre Settlement Funding
- Policy Limits
- Doctor & Medical Facility Directory
- Doctor & Medical Facility Scheduling
- Language Services
- Investigation Services
- Medical Legal Finance
- Surgery Funding
- Medical Lien Funding
- Law Firm Funding & Law Firm Banking Services
- Law Firm Line of Credit
- Medical Receivables Financing
- Law Firm Services
Get the Legal Funding Support You Need in Just 5 Minutes!
Here’s how it works:
Fill out our application form: It takes just 5 minutes to provide the necessary details about your case.
Get prequalified: Our team will review your application and get back to you swiftly, often within hours.
Need assistance? Call us at the number provided for immediate support from our knowledgeable staff.
Don’t let financial stress prevent you from focusing on your recovery. Apply now to secure your lawsuit cash advance!
