7 Ways to Afford the Upcoming Holiday Season
A personal injury case can leave you scrambling for financial help—not a place you want to be before the holidays. With legal funding in Los Angeles, you can afford bills, daily expenses, and holiday treats and gifts following a personal injury. Also, budgeting for the holidays will help in using your finances more wisely.
These seven tips may make the holiday season more affordable:
1. Set Up a Budget
A holiday budget leaves you with a spending cap, so you know what to spend on each person. Just make sure your budget accounts for everything you need and covers travel expenses, party goods, activities, and other costs. Track your spending and bank account balance too (using spreadsheets or a smartphone app).
2. Be Careful with Sales
Great deals can be exciting, but you could easily overspend by buying more than you normally would. Sale signs may be posted; that doesn’t mean the product is discounted, so check the Internet (or bar code scanning apps) to check prices elsewhere. Online deals and coupon codes are a great way to find legitimate deals.
3. Have a Potluck Gathering
If you invite the family over for Christmas dinner, it can get quite expensive. Cooking for a whole family can be exhausting anyway. With a potluck gathering, you can still cook main dishes, but assign others to make or purchase appetizers, drinks, and desserts. Just be sure your guests know what to bring.
4. Start Early
Last-minute shopping can get you into trouble. It’s a trigger for impulsive buying and increases the chances of building up your credit card debt. Look for deals right after Christmas, including holiday items and next-year’s gifts. This can ease the financial burden even during your personal injury case.
5. Don’t Be Self-Indulgent
Attractive discounts on clothes, shoes, and handbags can distract you while shopping for others. They can also put you over-budget. To avoid this, don’t shop for yourself. Always think through your desires before indulging, and the holiday season may be more affordable.
6. Stick to Your Plan
If you have a gift list, stick to it as you would a budget. The best gifts are not the most expensive, but the most affordable. When you reach the end of the list, stop shopping! Spending more time in the stores will lead to unanticipated purchases you didn’t budget for.
7. Be a Secret Santa
Buying gifts for every family member is inherently expensive. Anonymous gifts can benefit others and your service can benefit the local community. Charity activities can include volunteering or participating in toy drives, making donations, or creating care packages for hospitals and shelters.
If somehow budgeting for the holidays hasn’t worked, and you’re struggling with other expenses, FCA Legal Funding can provide financial help while your case is ongoing. We can help you pay the bills and care for your family. Call today to learn more or apply for legal funding in Los Angeles online.