Stop guessing what coverage is available. FCA helps law firms identify policy limits, verify insurance information, and uncover potential umbrella exposure with fast, organized results.
All Policy Limit Searches include complimentary umbrella and excess policy verification.
Search for personal auto policy limits, including primary coverage. Includes complimentary verification of any umbrella or excess policies.
Search for homeowner’s or renter’s policy limits, including primary coverage. Includes complimentary verification of any umbrella or excess policies.
Search for commercial auto policy limits, including primary coverage. Includes complimentary verification of any umbrella or excess policies.
Search for standalone personal umbrella or excess policies, including policy limits and coverage details.
Search for standalone commercial umbrella or excess policies, including policy limits and coverage details.
Used when the at-fault party’s carrier is unknown. We search for potential personal auto policies and provide carrier information, if located.
Used when the homeowner’s or renter’s carrier is unknown. We search for potential homeowners or renters insurance and provide carrier information, if located.
Used when the commercial carrier is unknown. We search for potential commercial auto or business liability policies and provide carrier information, if located.
For Policy Limit Searches, you only pay when we find results. If we don’t find anything, you don’t pay.
For Policy Existence & Discovery Searches, a $150 non-refundable search fee applies, even when no policy is located.
Our Policy Existence & Discovery Searches help identify potential coverage when the carrier is unknown, while our Policy Limit Searches help uncover available limits when the carrier is known—giving your firm the coverage intelligence needed to make more informed decisions.
FCA helps law firms identify potential coverage and uncover available policy limits, giving legal teams the information they need to evaluate claims, develop case strategy, and pursue recovery with greater clarity and confidence.
From identifying potential policies to uncovering primary limits and verifying possible umbrella or excess coverage, FCA helps law firms discover potential sources of recovery that may otherwise be overlooked.
Submit the request, let FCA handle the search, and receive organized results your team can use to move the case forward.
Provide the case details, date of loss, insured or defendant information, known carrier information (if available), and any supporting documents.
Our team researches available information to identify potential policies, uncover policy limits, and verify applicable coverage details, including potential umbrella or excess coverage when available.
Your firm receives a clear, organized report outlining the information identified through our search, helping your team evaluate potential coverage, case strategy, and next steps with greater confidence.
The right search starts with one simple question: Do you already know the insurance carrier?
You know the carrier. We search for the limits.
Choose a Policy Limit Search when the insurance carrier is already known and your firm needs to identify the available policy limits.
Available for: Personal Auto, Homeowner’s/Renter’s, and Commercial Auto policies.
No Hit. No Pay. If we are unable to locate policy limit information, you are not charged for the Policy Limit Search.
Best when: Your firm already has the carrier information but needs policy limits to evaluate potential coverage, claim value, settlement strategy, and potential recovery.
Included: Every Policy Limit Search includes complimentary umbrella and excess policy verification. Additional coverage searches, including UM/UIM, PIP, Property Damage, and Additional Insurers, are available for an additional fee where applicable.
You don’t know the carrier. We search for potential coverage.
Choose a Discovery or Policy Existence Search when the insurance carrier is unknown and your firm needs help identifying potential insurance coverage applicable to the Date of Loss.
Available for: Personal Insurance Discovery, Homeowner’s/Renter’s Policy Existence, and Commercial Insurance Discovery.
Best when: You have information about the insured, defendant, property, or business but do not know which insurance carrier may have provided coverage on the Date of Loss.
Our search focuses on identifying potential insurance coverage that may have been active or applicable on the Date of Loss. If potential coverage is identified, FCA provides the available carrier information so your firm can determine the appropriate next step.
$150 Non-Refundable Search Fee. A $150 non-refundable search fee applies to every Discovery / Existence Search, regardless of the outcome. If no applicable policy is identified, your firm will receive a detailed No-Hit Report outlining the search findings and why a policy could not be confirmed.
Let FCA search before your firm leaves money on the table. Submit your policy limit request and get the information your case needs.
Submit RequestFCA helps personal injury firms move faster with policy limit searches, funding support, investigations, and legal support solutions built around case value.
“Was very happy with the policy limits search results I got from them. 5 stars!”
“FCA is an amazing resource for us and Robel specifically. From policy checks to cash advances, he is our go to!! Highly recommend!”
“The One Stop Shop! I have been working with FCA for 2 years now and they are very communicative with their services… Fca has great turn around times for policy limit searches too which is a tremendous help to our cases!”
“Amazing company for client case funding and policy searches… Also, my account Manager Robel is the best! He takes great care of my firm and client needs.”
“Robel and his team (with Ms. Jozel) are very helpful and quick to respond with every inquiries our office have… The results we get are very much accurate and we get the result earlier than expected.”
“I was really impressed with the level of service I received from Robel… They were very responsive and helpful… I would definitely recommend this company to others.”
“Happy with the service of Fund Capital America. They are fast, reliable and transparent.”
“Nice office nice staff very fast service”
Start a policy limit search and get the information your firm needs before making the next move.
For qualifying searches, your firm is not charged when no results are found.
Standard and rush options help your firm get answers when timing matters.
Receive organized information that helps your firm evaluate demand strategy.
FCA can help check for umbrella exposure and additional potential coverage.
Personal auto, homeowner’s, commercial auto, and discovery searches are available.
FCA understands the pace and pressure of personal injury case management.
A policy limit search helps identify available insurance coverage tied to a claim, including liability limits and potential umbrella coverage.
For qualifying policy limit searches, FCA offers No Results, No Charge. Your team can confirm eligibility before submitting the request.
Personal auto and personal standalone umbrella searches typically take 3–5 business days, homeowner’s/renter’s and commercial standalone umbrella searches 5–10 business days, and commercial auto searches 7–10 business days. Discovery and policy existence searches can take up to 30 business days. Expedited turnaround is available for an additional charge: 6 or 12 business hours, or 2 days, for policy limit searches, and 7 business days for discovery and existence searches.
Yes. FCA can help verify whether umbrella coverage may exist. If umbrella limits are located, additional retrieval fees may apply.
Helpful information includes the date of loss, insured name, claimant name, carrier information, claim number, police report, and any insurance documents available.
Explore FCA services that can support your firm beyond the policy limits search.
Pre- and post-settlement funding support designed to help plaintiffs while their case is pending.
Explore Service →Skip traces, DMV records, process serving, surveillance, witness interviews, asset searches, and field investigations.
Explore Service →Translation, interpreting, and transcription support for client communication, records, statements, and case materials.
Explore Service →Medical funding that helps injured clients get the treatment they need while their case is pending.
Explore Service →Medical and billing record requests, provider follow-up, status tracking, and organized digital delivery.
Explore Service →Provider matching, appointment coordination, lien treatment support, specialist referrals, and surgical funding assistance.
Explore Service →Get the policy limit information your firm needs before making the next move.
Start a Policy Limit Search