Catastrophic Injury
Pre-Settlement Funding.

Potentially. If you have a pending catastrophic injury claim and are represented by an attorney, FCA can review the matter to determine whether it may qualify. Approval and available funding depend on the individual claim and anticipated recovery.

FCA may review qualifying represented claims involving spinal cord injuries, severe brain injuries, amputations, serious burns, multiple-trauma injuries, and other life-altering injuries. Each matter is reviewed individually.

Applicants generally need to be represented by an attorney because FCA coordinates with counsel to verify information about the pending claim.

FCA's pre-settlement funding review focuses primarily on the underlying legal claim rather than traditional consumer credit underwriting. Eligibility is evaluated on a case-by-case basis.

The amount available varies by claim. FCA may consider anticipated recovery, potential liability, available recovery sources, damages, treatment, case status, existing liens or advances, and other relevant case-specific factors.

Timing depends on the complexity of the matter and how quickly required information can be verified with counsel. Qualifying claims may move through review once the necessary case information and agreements are complete.

Approved proceeds can generally provide financial flexibility for needs such as housing, groceries, utilities, transportation, healthcare expenses, childcare, and other household costs, subject to the applicable funding agreement.

Pre-settlement legal funding is structured around a pending legal claim rather than ordinary consumer lending criteria. Applicants should review the applicable agreement, costs, disclosures, and repayment terms before accepting funding.