Plaintiff reviewing a cash advance update while managing household bills
How Plaintiff Cash Advances Work

Your Case Is Pending.
Your Bills Aren’t.
GET CASH NOW!

A qualified personal injury case may give you access to a non-recourse cash advance from $500 to $100,000. Apply online, let FCA review the case—not your credit score—and approved funds may be delivered within 24 hours.

No credit check
No monthly payments
Non-recourse funding
01 Apply
Online
Simple paperless form
02 Case
Evaluation
Based on your claim
03 Approve
& Sign
Electronic agreement
04 Get Your
Cash
May arrive within 24 hours
Who this is for

For plaintiffs with an active injury claim.

FCA funding is designed for represented personal injury clients who need financial breathing room while their attorney works toward a case resolution.

Auto Accidents Rideshare Claims Premises Liability Trucking Cases Other Injury Claims
Cash Advance Process

How a cash advance works.

A simple, paperless process built for personal injury clients who need access to cash while their case is pending.

01

Apply

Submit basic contact, attorney, and case information through FCA’s secure application.

02

We review the case

FCA reviews the claim, representation, treatment, damages, and available coverage—not the client’s credit history.

03

Approve & sign

If approved, FCA presents the cash advance terms and sends the agreement for electronic signature.

04

Receive your funds

After approval and signed documents, funds may be delivered within 24 hours. Repayment comes from case proceeds when the case resolves.

Use Your Advance Your Way

Help for the bills that cannot wait.

A plaintiff cash advance can help cover essential personal expenses while your attorney continues working on your claim.

H

Rent or mortgage

Keep up with housing payments while your injury claim is still pending.

U

Utilities

Pay electricity, water, phone, internet, and other essential household bills.

G

Groceries

Cover food and household necessities during a difficult financial stretch.

T

Transportation

Handle car payments, fuel, rides, or other costs that keep you moving.

+

Medical expenses

Manage eligible out-of-pocket medical and recovery-related expenses.

$

Everyday essentials

Use the funds for the immediate personal needs that matter most to you.

Why Plaintiffs Use Funding

Your bills do not wait for a settlement.

Personal injury cases take time. A cash advance can provide breathing room for essential expenses while your case continues.

Keep up with housing

Protect your stability by covering rent or mortgage payments while you wait.

Cover everyday expenses

Handle utilities, groceries, transportation, and other necessities during recovery.

Reduce financial pressure

Give yourself room to focus on recovery while your attorney continues handling your claim.

Why Plaintiffs Choose FCA

Fast answers.
Clear terms.

24hr Funding may be delivered within 24 hours after approval.
0 Credit checks required for case-based funding.
100% Paperless workflow for faster processing.
$500–$100K Available for qualified personal injury cases.
Client Feedback

Real reviews from FCA clients.

5.0
★★★★★

See what clients say about FCA’s speed, communication, reliability, and transparent process.

View Google Reviews
★★★★★

“Their response within 7 mins was impressive! Also, how they deliver the fund within 24 hours was persuasive!!”

Yiqun Jia Google Review
★★★★★

“Happy with the service of Fund Capital America. They are fast, reliable and transparent.”

Kno Lims Google Review
FAQ

Questions plaintiffs ask.

Clear answers about eligibility, repayment, timing, and what non-recourse funding means for you.

What is a plaintiff cash advance?

It is funding based on the anticipated proceeds of a personal injury claim. It gives a qualified plaintiff access to money before the case resolves.

Is it a loan?

No. FCA plaintiff funding is non-recourse. Repayment is due only from case proceeds if the case results in a recovery, under the terms of your agreement.

Do I need good credit?

No credit check is required. Qualification is based on the strength and expected value of the case, not your credit history or employment.

How much can I receive?

Qualified plaintiffs may receive from $500 to $100,000. The available amount depends on the facts and estimated value of the case.

How fast can I receive funds?

Once approved and the agreement is signed, FCA may deliver funds within 24 hours through its paperless process.

How do I repay the advance?

Repayment comes from your case proceeds when the case resolves, according to the terms of the signed funding agreement.

What if I do not recover money?

Because the advance is non-recourse, you owe nothing if there is no recovery, subject to the terms of your agreement.

Does FCA control my case?

No. FCA does not direct legal strategy, medical treatment, or settlement decisions. You and your attorney remain in control.

CALL NOW (855) 870-2274

Need cash while your case is pending?

Apply for a non-recourse cash advance and get a fast decision based on your personal injury case—not your credit score.

Has your case settled, but you still haven't received your settlement check? apply for post-settlement funding with fca legal funding