If you’ve been injured in an accident and are waiting for your lawsuit to settle, you understand how overwhelming the financial strain can be. Medical bills, rent, and everyday expenses don’t pause while you pursue the justice you deserve.
We provide Costa Mesa plaintiffs with quick, risk-free pre-settlement funding designed to ease your financial burden. Whether your case involves a car accident, slip and fall, or another personal injury, we offer cash advances within 24 to 48 hours — with no upfront fees and no repayment required if you don’t win your case.
Proudly serving Costa Mesa and the greater Orange County area, we collaborate closely with your attorney to ensure a smooth, hassle-free funding process. Focus on your recovery while we take care of your financial needs.
Legal funding—also known as a pre-settlement cash advance—is a non-recourse loan offered to personal injury plaintiffs. That means you only repay the loan if you win or settle your case. There’s no credit check, no upfront fees, and no risk to your personal finances.
We provide fast and reliable legal funding services to residents of Costa Mesa and surrounding Orange County areas. Whether you’re dealing with a car accident, slip and fall, or other personal injury case, we can help you access the funds you need within 24 to 48 hours.
Our services include:
You may qualify for legal funding in Costa Mesa if:
We work directly with your attorney to ensure a smooth, hassle-free process.
Our legal funding team understands the financial stress that comes with long legal battles. We’re here to support Costa Mesa residents with transparent terms and fast service.
Personal injury claims in Orange County have experienced a notable increase of approximately 12% from 2022 to 2024. This rise reflects a broader trend in civil case filings statewide, where unlimited civil cases (those seeking more than $25,000) numbered over 255,000 in fiscal year 2022-23 across California, indicating a significant volume of complex civil litigation.
The average time to settlement for motor vehicle accident claims in Orange County currently stands at about 13.5 months. This aligns with national data showing that car accident settlements typically range from 12 to 36 months, with more severe accidents and injuries correlating with longer settlement times. For example, low-severity accidents like parking lot collisions settle in 6–12 months, while severe injuries such as traumatic brain or spinal cord injuries can extend settlements beyond 24 to 36 months. Fault determination also impacts timelines; clear fault cases settle faster (6–12 months), whereas disputed fault or trial-required cases can take 24 months or more.
Over 70% of plaintiffs in Southern California report experiencing financial hardship during litigation. This is often due to the prolonged nature of cases, lost income from injuries, and the costs associated with legal proceedings. Litigation funding loans have become a critical resource for many plaintiffs, providing funds for living expenses and legal fees. While these loans carry high interest rates, they enable access to justice for those who might otherwise be unable to afford prolonged litigation. California permits such litigation funding without champerty concerns, provided proper disclosures and client consents are obtained by attorneys.
Legal professionals in Costa Mesa choose us because:
Our goal is to empower legal teams, not slow them down.
We provide funding for a wide range of personal injury and civil litigation cases in Costa Mesa:
If your case type isn’t listed, contact us—we likely still fund it.
Most Common Personal Injury Type in Costa Mesa: Auto accidents remain the leading cause of personal injury claims in the area, consistent with statewide trends. Bicycle accidents, slip and fall incidents, motorcycle crashes, and truck collisions also contribute notably to injury cases in Costa Mesa4.
Our team is committed to providing the financial support attorneys and their clients need during the legal process. While we offer pre-settlement funding, it’s just one of many services we offer to reduce the stress load. Here are the services we offer to help you along:
At Fund Capital America, we provide non-recourse legal funding for clients who have experienced a personal injury. It is a cash advance on your future settlement with no hidden fees. It’s not uncommon to be short on cash when recovering from an accident. But it can take months or years to receive fair compensation. A cash advance on your settlement provides much-needed cash now. Apply now and be pre-approved within minutes.
Gathering every detail of a defendant’s insurance policy isn’t always easy. Incomplete information can make it hard to build a legal case. To simplify matters, our team can track down information on personal and commercial auto insurance policy limits. We can also research umbrella policies, homeowners’ policies, and other limits and if the other party is properly insured. By conducting a full-scale insurance investigation, we can identify all the information needed to move forward with a case.
As many doctors and hospitals as there are in the region, finding one that works on medical liens is challenging. But we provide a complete directory of providers in Santa Clarita that do. Therefore, you can get the care you need and the practitioner or facility will get paid out of your settlement when it arrives.
Our staff also provides Doctor and Medical Facility Scheduling. They streamline the scheduling of appointments to save time and ensure you get the medical care needed to heal and support your claims. In addition, our team manages all communications between your medical teams and attorney and law firm staff.
Vehicular accidents, pedestrian accidents, truck accidents, medical malpractice, burns, product liability issues, and other personal injuries often require extensive medical care. Building a legal case can take time, which adds to the financial burden. Meanwhile, you must cover all your living expenses, even if you are out of work. Medical-legal financing ensures you don’t miss a single bill, grocery run, or medical appointment.
Santa Clarita medical providers are focused on delivering quality care. But they need to get paid. By taking on their receivables, we ensure they’re paid upfront for services rendered. Meanwhile, our investment will be covered by future settlement proceeds. Legal practices can work towards larger settlements, serve more personal injury victims, and expand their practices.
The cost of living and running a law firm in Santa Clarita isn’t cheap. Prices continue to increase all the time. Instead of investing money in their law firm, a lawyer can benefit from FCA’s law firm banking services to fund cases and their business activities. Reaching a fair settlement can involve a hefty financial burden, but with our support, you can grow your practice and work with more clients.
At FCA, our staff is experienced with all types of legal services, allowing us to handle demand letter writing, deposition subpoenas, deposition summaries, propound written discovery, medical record retrieval, medical chronology summaries, and police report subpoenas. Acquiring these can involve a lot of paperwork and time spent on mundane administrative tasks. Let us take on the burden to help you focus on building your case and preparing for court appearances.
Legal funding is a non-recourse advance, not a traditional loan. If you lose your case, you owe nothing.
Approved plaintiffs typically receive funds within 24 to 48 hours.
No, we don’t perform credit checks or consider your employment history.
Yes, you must have legal representation on a contingency basis to be eligible.
We also serve Newport Beach, Irvine, Santa Ana, Fountain Valley, and all of Orange County.
A lawsuit can get a client the compensation they deserve, but the process can be costly and time-consuming. Fund Capital America can provide much-needed support with a pre-settlement loan and law firm services—call (855) 870-2274 to get started.
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